{"ok":true,"canonical_url":"https://dealroom.so/glossary/fiscal-transfer-agent","api_url":"https://dealroom.so/api/public/glossary/fiscal-transfer-agent","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"fiscal-transfer-agent","term":"Fiscal Transfer Agent","group":"People and paperwork","definition":"An entity, usually a bank, that handles the issuance, transfer, and redemption of government securities. For SBA loans, this agent facilitates the secondary market for the guaranteed portion.","what_it_means":"The SBA uses a fiscal transfer agent to manage the guaranteed portion of 7(a) loans that lenders sell to investors in the secondary market. This agent ensures the efficient transfer and servicing of these guaranteed portions. As a borrower, you interact with your lender, not directly with this agent.","url":"https://dealroom.so/glossary/fiscal-transfer-agent","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"secondary-market","term":"Secondary Market","url":"https://dealroom.so/glossary/secondary-market"},{"slug":"pooling","term":"Pooling","url":"https://dealroom.so/glossary/pooling"},{"slug":"loan-portfolio","term":"Loan Portfolio","url":"https://dealroom.so/glossary/loan-portfolio"},{"slug":"certificate-of-guaranty","term":"Certificate of Guaranty","url":"https://dealroom.so/glossary/certificate-of-guaranty"}],"related_questions":[{"question":"What are the current fiscal year 2026 upfront guaranty fee rates for 7(a) loans?","url":"https://dealroom.so/for-lenders/questions/what-are-the-current-fiscal-year-2026-upfront-guaranty-fee-rates-for-7-a-loans"},{"question":"Can an SBA 7(a) loan cover the cost of a franchise transfer fee in an acquisition?","url":"https://dealroom.so/sba-7a/questions/can-an-sba-7-a-loan-cover-the-cost-of-a-franchise-transfer-fee-in-an-acquisition"},{"question":"How does the SBA review franchise agreements for compliance if there are unusual clauses regarding termination or transfer?","url":"https://dealroom.so/sba-7a/questions/how-does-the-sba-review-franchise-agreements-for-compliance-if-there-are-unusual-clauses-r"},{"question":"What if a significant portion of the business's historical revenue came from a single, concentrated customer that will not transfer to the new owner?","url":"https://dealroom.so/for-lenders/questions/what-if-a-significant-portion-of-the-business-s-historical-revenue-came-from-a-single-conc"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Fiscal Transfer Agent","url":"https://dealroom.so/glossary/fiscal-transfer-agent","source_type":"DealRoom Data"}}