{"ok":true,"canonical_url":"https://dealroom.so/glossary/fully-disbursed","api_url":"https://dealroom.so/api/public/glossary/fully-disbursed","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"fully-disbursed","term":"Fully Disbursed","group":"Doing the deal","definition":"A loan is fully disbursed when all the approved loan funds have been paid out to the borrower and seller. This marks the end of the funding process for your acquisition.","what_it_means":"For a business acquisition, the loan funds are usually disbursed at closing, directly paying the seller and covering other project costs. You need to ensure all funds are disbursed according to the SBA Loan Authorization. Delays can impact your deal timeline.","url":"https://dealroom.so/glossary/fully-disbursed","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"}],"related_questions":[{"question":"Which specific servicing actions on a fully disbursed 7(a) loan can a lender undertake without prior SBA approval?","url":"https://dealroom.so/for-lenders/questions/which-specific-servicing-actions-on-a-fully-disbursed-7-a-loan-can-a-lender-undertake-with"},{"question":"After SBA 7(a) loan approval, how long until funds are disbursed?","url":"https://dealroom.so/sba-loans/basics/after-sba-7-a-loan-approval-how-long-until-funds-are-disbursed"},{"question":"For an SBA 7(a) acquisition loan, how are working capital funds typically disbursed and managed?","url":"https://dealroom.so/sba-7a/questions/for-an-sba-7-a-acquisition-loan-how-are-working-capital-funds-typically-disbursed-and-mana"},{"question":"How long is an SBA 7(a) loan approval valid before the funds must be disbursed?","url":"https://dealroom.so/sba-7a/questions/how-long-is-an-sba-7-a-loan-approval-valid-before-the-funds-must-be-disbursed"},{"question":"What happens if the appraised value of the collateral declines significantly after the loan is disbursed?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-the-appraised-value-of-the-collateral-declines-significantly-after-the-loa"},{"question":"Does the SBA have specific requirements for how working capital funds must be disbursed to the business?","url":"https://dealroom.so/sba-7a/questions/does-the-sba-have-specific-requirements-for-how-working-capital-funds-must-be-disbursed-to"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Fully Disbursed","url":"https://dealroom.so/glossary/fully-disbursed","source_type":"DealRoom Data"}}