{"ok":true,"canonical_url":"https://dealroom.so/glossary/grantor","api_url":"https://dealroom.so/api/public/glossary/grantor","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"grantor","term":"Grantor","group":"People and paperwork","definition":"The person or entity who creates a trust and transfers assets into it. They define the rules for how the trust's assets will be managed and distributed.","what_it_means":"In an SBA loan context, if a business owner is a grantor of a trust that holds business assets or equity, the SBA will scrutinize the trust agreement. The grantor may be required to personally guarantee the loan, as they often retain control or beneficial interest.","url":"https://dealroom.so/glossary/grantor","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"revocable-grantor-trust","term":"Revocable grantor trust","url":"https://dealroom.so/glossary/revocable-grantor-trust"},{"slug":"irrevocable-trust","term":"Irrevocable trust","url":"https://dealroom.so/glossary/irrevocable-trust"},{"slug":"trust-agreement","term":"Trust agreement","url":"https://dealroom.so/glossary/trust-agreement"},{"slug":"beneficial-interest","term":"Beneficial interest","url":"https://dealroom.so/glossary/beneficial-interest"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Grantor","url":"https://dealroom.so/glossary/grantor","source_type":"DealRoom Data"}}