{"ok":true,"canonical_url":"https://dealroom.so/glossary/guaranty-request","api_url":"https://dealroom.so/api/public/glossary/guaranty-request","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"guaranty-request","term":"Guaranty Request","group":"The loan itself","definition":"A guaranty request is the formal application submitted by your lender to the SBA asking for the federal guarantee on your loan. This is a critical step in securing SBA financing.","what_it_means":"Once your lender approves your loan internally, they submit the guaranty request to the SBA. For PLP lenders, this is often a quick, automated process. For non-delegated loans, the SBA reviews the request for eligibility and creditworthiness before approving the guarantee. The lender can't close your loan until the SBA provides this approval.","url":"https://dealroom.so/glossary/guaranty-request","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"sba-guaranty","term":"SBA guaranty","url":"https://dealroom.so/glossary/sba-guaranty"},{"slug":"preferred-lender","term":"Preferred Lender","url":"https://dealroom.so/glossary/preferred-lender"},{"slug":"non-delegated-lender","term":"Non-Delegated Lender","url":"https://dealroom.so/glossary/non-delegated-lender"},{"slug":"e-tran-submission","term":"E-Tran submission","url":"https://dealroom.so/glossary/e-tran-submission"}],"related_questions":[{"question":"What constitutes a \"repair\" to the SBA guaranty during a purchase request?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-a-repair-to-the-sba-guaranty-during-a-purchase-request"},{"question":"How does a lender request an SBA guaranty purchase after loan default?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-request-an-sba-guaranty-purchase-after-loan-default"},{"question":"What impact does a lender's failure to obtain a required personal guaranty have on a guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/what-impact-does-a-lender-s-failure-to-obtain-a-required-personal-guaranty-have-on-a-guara"},{"question":"What is the key impact of a 'repair' on an SBA guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/what-is-the-key-impact-of-a-repair-on-an-sba-guaranty-purchase-request"},{"question":"What constitutes diligent liquidation efforts a lender must demonstrate before submitting a guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-diligent-liquidation-efforts-a-lender-must-demonstrate-before-submitting-"},{"question":"How does SBA Form 1149 expedite the processing of a 7(a) guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/how-does-sba-form-1149-expedite-the-processing-of-a-7-a-guaranty-purchase-request"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Guaranty Request","url":"https://dealroom.so/glossary/guaranty-request","source_type":"DealRoom Data"}}