{"ok":true,"canonical_url":"https://dealroom.so/glossary/holder-of-record","api_url":"https://dealroom.so/api/public/glossary/holder-of-record","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"holder-of-record","term":"Holder of Record","group":"People and paperwork","definition":"The official owner of a security or asset, as recorded in the company's books or with a transfer agent. This confirms who legally owns what in an acquisition.","what_it_means":"In an asset purchase, you become the holder of record for the acquired business assets. In a stock purchase, you become the holder of record for the company's shares. Verifying the seller's status as the true holder of record is critical during due diligence to ensure a legitimate transfer of ownership.","url":"https://dealroom.so/glossary/holder-of-record","official_sources":[],"related":[{"slug":"stock-purchase","term":"Stock purchase","url":"https://dealroom.so/glossary/stock-purchase"},{"slug":"asset-purchase","term":"Asset purchase","url":"https://dealroom.so/glossary/asset-purchase"},{"slug":"due-diligence","term":"Due diligence","url":"https://dealroom.so/glossary/due-diligence"}],"related_questions":[{"question":"What happens if the seller's note holder files for bankruptcy during my SBA loan term?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-the-seller-s-note-holder-files-for-bankruptcy-during-my-sba-loan-term"},{"question":"Can a U.S. Green Card holder (Permanent Resident) be an eligible applicant for a 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/can-a-u-s-green-card-holder-permanent-resident-be-an-eligible-applicant-for-a-7-a-loan"},{"question":"What if I have a prior felony conviction on my record?","url":"https://dealroom.so/sba-loans/basics/what-if-i-have-a-prior-felony-conviction-on-my-record"},{"question":"Can I get an SBA 7(a) loan if I am a lawful permanent resident (Green Card holder) but not a U.S. citizen?","url":"https://dealroom.so/sba-7a/questions/can-i-get-an-sba-7-a-loan-if-i-am-a-lawful-permanent-resident-green-card-holder-but-not-a-"},{"question":"Can a past criminal record impact my eligibility for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/can-a-past-criminal-record-impact-my-eligibility-for-an-sba-7-a-loan"},{"question":"Does having a criminal record automatically disqualify me from an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/does-having-a-criminal-record-automatically-disqualify-me-from-an-sba-7-a-loan"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Holder of Record","url":"https://dealroom.so/glossary/holder-of-record","source_type":"DealRoom Data"}}