{"ok":true,"canonical_url":"https://dealroom.so/glossary/international-trade-loan","api_url":"https://dealroom.so/api/public/glossary/international-trade-loan","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"international-trade-loan","term":"International Trade Loan","group":"The loan itself","definition":"The International Trade Loan is an SBA program providing larger loans to businesses that are expanding into international markets or have been negatively affected by foreign competition. Buyers can use this for long-term financing of fixed assets or working capital for export-related growth.","what_it_means":"This program is for businesses with significant export growth plans or those needing to modernize to compete globally. It offers higher loan amounts than Export Express, up to $5 million, and can cover equipment, real estate, or substantial working capital to support international trade activities.","url":"https://dealroom.so/glossary/international-trade-loan","official_sources":[{"slug":"terms-conditions-eligibility","title":"7(a) Loan Program — Terms, Conditions, and Eligibility","official_url":"https://www.sba.gov/partners/lenders/7a-loan-program/terms-conditions-eligibility","official_label":"View on SBA.gov","authority_tier":5,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/terms-conditions-eligibility"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"export-loan-program","term":"Export Loan Program","url":"https://dealroom.so/glossary/export-loan-program"},{"slug":"export-express","term":"Export Express","url":"https://dealroom.so/glossary/export-express"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"business-acquisition-loan","term":"Business acquisition loan","url":"https://dealroom.so/glossary/business-acquisition-loan"}],"related_questions":[{"question":"What if my down payment funds are transferred from an international account?","url":"https://dealroom.so/sba-7a/questions/what-if-my-down-payment-funds-are-transferred-from-an-international-account"},{"question":"Can an SBA 7(a) working capital loan be used to pay off seller's outstanding trade payables?","url":"https://dealroom.so/sba-7a/questions/can-an-sba-7-a-working-capital-loan-be-used-to-pay-off-seller-s-outstanding-trade-payables"},{"question":"Can a 7(a) loan finance the purchase of intangible assets like customer lists or trade secrets in a business acquisition?","url":"https://dealroom.so/for-lenders/questions/can-a-7-a-loan-finance-the-purchase-of-intangible-assets-like-customer-lists-or-trade-secr"},{"question":"Can I use the working capital portion of my SBA loan to pay off the acquired business's existing trade payables?","url":"https://dealroom.so/sba-7a/questions/can-i-use-the-working-capital-portion-of-my-sba-loan-to-pay-off-the-acquired-business-s-ex"},{"question":"Are SBA 7(a) loans only for businesses unable to get traditional bank loans?","url":"https://dealroom.so/sba-loans/basics/are-sba-7-a-loans-only-for-businesses-unable-to-get-traditional-bank-loans"},{"question":"What exactly is an SBA 7(a) loan, and who offers these loans?","url":"https://dealroom.so/sba-loans/basics/what-exactly-is-an-sba-7-a-loan-and-who-offers-these-loans"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — International Trade Loan","url":"https://dealroom.so/glossary/international-trade-loan","source_type":"DealRoom Data"}}