{"ok":true,"canonical_url":"https://dealroom.so/glossary/itin","api_url":"https://dealroom.so/api/public/glossary/itin","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"itin","term":"ITIN","aka":"Individual Taxpayer Identification Number","group":"People and paperwork","definition":"An ITIN is a tax processing number issued by the IRS for individuals who don't have an SSN but need to file U.S. tax returns. It serves a similar purpose for personal identification in loan applications.","what_it_means":"If you're a non-U.S. citizen or resident alien without an SSN, your ITIN will be used by the lender to identify you and pull your credit history. The SBA requires all owners of 20% or more, regardless of citizenship, to provide a taxpayer ID. Ensure your ITIN is current and associated with any U.S. tax filings.","url":"https://dealroom.so/glossary/itin","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"sba-form-1919","title":"SBA Form 1919 — Borrower Information Form","official_url":"https://www.sba.gov/document/sba-form-1919-borrower-information-form","official_label":"View on SBA.gov","authority_tier":4,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sba-form-1919"}],"related":[{"slug":"ssn","term":"SSN","url":"https://dealroom.so/glossary/ssn"},{"slug":"taxpayer-identification-number","term":"Taxpayer Identification Number","url":"https://dealroom.so/glossary/taxpayer-identification-number"},{"slug":"personal-financial-statement","term":"Personal financial statement","url":"https://dealroom.so/glossary/personal-financial-statement"},{"slug":"qualified-alien","term":"Qualified Alien","url":"https://dealroom.so/glossary/qualified-alien"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — ITIN","url":"https://dealroom.so/glossary/itin","source_type":"DealRoom Data"}}