{"ok":true,"canonical_url":"https://dealroom.so/glossary/lease-payment","api_url":"https://dealroom.so/api/public/glossary/lease-payment","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"lease-payment","term":"Lease Payment","aka":"Rent","group":"Reading the business","definition":"This is the regular payment made by a tenant to a landlord for the right to use property. It's a significant recurring operating expense for many businesses.","what_it_means":"Your lender will scrutinize lease payments as part of the business's Cash Flow analysis. Ensure the lease is assignable or a new lease can be negotiated with favorable terms, as a stable location is crucial for SBA approval.","url":"https://dealroom.so/glossary/lease-payment","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"lease-agreement","term":"Lease agreement","url":"https://dealroom.so/glossary/lease-agreement"},{"slug":"cash-flow","term":"Cash flow","url":"https://dealroom.so/glossary/cash-flow"},{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"},{"slug":"prepaid-rent","term":"Prepaid Rent","url":"https://dealroom.so/glossary/prepaid-rent"}],"related_questions":[{"question":"Does a shared commercial lease agreement between two separate businesses trigger affiliation for SBA size standards?","url":"https://dealroom.so/for-lenders/questions/does-a-shared-commercial-lease-agreement-between-two-separate-businesses-trigger-affiliati"},{"question":"If the business property is leased, can the SBA loan finance a security deposit for the lease?","url":"https://dealroom.so/sba-7a/questions/if-the-business-property-is-leased-can-the-sba-loan-finance-a-security-deposit-for-the-lea"},{"question":"What happens if the business's current lease agreement for its premises is short-term or expiring soon?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-the-business-s-current-lease-agreement-for-its-premises-is-short-term-or-e"},{"question":"If the business property is leased, can an SBA 7(a) loan finance security deposits for the lease?","url":"https://dealroom.so/sba-loans/basics/if-the-business-property-is-leased-can-an-sba-7-a-loan-finance-security-deposits-for-the-l"},{"question":"What if the business I am acquiring needs to relocate immediately after the purchase due to lease expiration?","url":"https://dealroom.so/sba-7a/questions/what-if-the-business-i-am-acquiring-needs-to-relocate-immediately-after-the-purchase-due-t"},{"question":"Can a buyer contribute a pre-paid lease agreement for the business premises as part of their equity injection?","url":"https://dealroom.so/sba-7a/questions/can-a-buyer-contribute-a-pre-paid-lease-agreement-for-the-business-premises-as-part-of-the"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Lease Payment","url":"https://dealroom.so/glossary/lease-payment","source_type":"DealRoom Data"}}