{"ok":true,"canonical_url":"https://dealroom.so/glossary/lender-closing-fees","api_url":"https://dealroom.so/api/public/glossary/lender-closing-fees","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"lender-closing-fees","term":"Lender closing fees","group":"Doing the deal","definition":"These are charges from the lender for processing your loan, covering their administrative costs. They're part of your total project costs, usually financed into the loan.","what_it_means":"Expect fees for loan origination, legal review, and other administrative tasks. You'll see these on your closing statement. Negotiate any unnecessary or excessive fees with your lender before signing.","url":"https://dealroom.so/glossary/lender-closing-fees","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"underwriting-costs","term":"Underwriting costs","url":"https://dealroom.so/glossary/underwriting-costs"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"legal-fee","term":"Legal fee","url":"https://dealroom.so/glossary/legal-fee"},{"slug":"packaging-fee","term":"Packaging fee","url":"https://dealroom.so/glossary/packaging-fee"}],"related_questions":[{"question":"Beyond closing, are there ongoing government fees for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/beyond-closing-are-there-ongoing-government-fees-for-an-sba-7-a-loan"},{"question":"Can an SBA 7(a) loan include funds for closing costs like attorney fees?","url":"https://dealroom.so/sba-loans/basics/can-an-sba-7-a-loan-include-funds-for-closing-costs-like-attorney-fees"},{"question":"Beyond interest, what other fees are involved with an SBA 7(a) loan at closing?","url":"https://dealroom.so/sba-7a/questions/beyond-interest-what-other-fees-are-involved-with-an-sba-7-a-loan-at-closing"},{"question":"Are pre-closing legal and accounting fees eligible to be counted towards my equity injection?","url":"https://dealroom.so/sba-7a/questions/are-pre-closing-legal-and-accounting-fees-eligible-to-be-counted-towards-my-equity-injecti"},{"question":"Can an SBA 7(a) loan cover closing costs and professional fees for a business acquisition?","url":"https://dealroom.so/sba-loans/basics/can-an-sba-7-a-loan-cover-closing-costs-and-professional-fees-for-a-business-acquisition"},{"question":"What are the main fees I might pay for an SBA 7(a) loan at closing?","url":"https://dealroom.so/sba-loans/basics/what-are-the-main-fees-i-might-pay-for-an-sba-7-a-loan-at-closing"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Lender closing fees","url":"https://dealroom.so/glossary/lender-closing-fees","source_type":"DealRoom Data"}}