{"ok":true,"canonical_url":"https://dealroom.so/glossary/loan-portfolio","api_url":"https://dealroom.so/api/public/glossary/loan-portfolio","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"loan-portfolio","term":"Loan Portfolio","group":"The loan itself","definition":"A collection of loans held by a lender or investor. Lenders manage their portfolios to balance risk and return.","what_it_means":"Your 7(a) loan becomes part of your lender's overall loan portfolio. Lenders manage these portfolios for risk, liquidity, and profitability, sometimes selling the guaranteed portion of your loan on the secondary market. This doesn't change your obligations to your original lender.","url":"https://dealroom.so/glossary/loan-portfolio","official_sources":[],"related":[{"slug":"secondary-market","term":"Secondary Market","url":"https://dealroom.so/glossary/secondary-market"},{"slug":"pooling","term":"Pooling","url":"https://dealroom.so/glossary/pooling"},{"slug":"lender-closing-costs","term":"Lender closing costs","url":"https://dealroom.so/glossary/lender-closing-costs"},{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"}],"related_questions":[{"question":"How often does the SBA require lenders to report on 7(a) loan portfolio performance?","url":"https://dealroom.so/for-lenders/questions/how-often-does-the-sba-require-lenders-to-report-on-7-a-loan-portfolio-performance"},{"question":"What if the value of my stock portfolio (for equity injection) drops before closing?","url":"https://dealroom.so/sba-7a/questions/what-if-the-value-of-my-stock-portfolio-for-equity-injection-drops-before-closing"},{"question":"How does a lender verify equity injection from the sale of a cryptocurrency portfolio?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-verify-equity-injection-from-the-sale-of-a-cryptocurrency-portfolio"},{"question":"How often does the SBA require lenders to report on 7(a) loan portfolio performance for secondary market purposes?","url":"https://dealroom.so/for-lenders/questions/how-often-does-the-sba-require-lenders-to-report-on-7-a-loan-portfolio-performance-for-sec"},{"question":"Does the SBA 7(a) loan require a lien on existing personal assets like my investment portfolio as collateral?","url":"https://dealroom.so/sba-7a/questions/does-the-sba-7-a-loan-require-a-lien-on-existing-personal-assets-like-my-investment-portfo"},{"question":"Are there any ongoing annual fees that a lender must pay to the SBA for their 7(a) loan portfolio?","url":"https://dealroom.so/for-lenders/questions/are-there-any-ongoing-annual-fees-that-a-lender-must-pay-to-the-sba-for-their-7-a-loan-por"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Loan Portfolio","url":"https://dealroom.so/glossary/loan-portfolio","source_type":"DealRoom Data"}}