{"ok":true,"canonical_url":"https://dealroom.so/glossary/loan-request","api_url":"https://dealroom.so/api/public/glossary/loan-request","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"loan-request","term":"Loan Request","group":"Doing the deal","definition":"This is your formal application to a lender, outlining the amount you need, its purpose, and how you plan to repay it. It kicks off the underwriting process.","what_it_means":"Your loan request should be well-supported by a strong business plan, financial projections, and all required personal and business documentation. A clear, comprehensive request makes the lender's job easier and speeds up your approval process. Be prepared to provide extensive detail.","url":"https://dealroom.so/glossary/loan-request","official_sources":[],"related":[{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"business-plan","term":"Business plan","url":"https://dealroom.so/glossary/business-plan"},{"slug":"financial-projections","term":"Financial projections","url":"https://dealroom.so/glossary/financial-projections"},{"slug":"sba-form-1919-disclosure","term":"SBA Form 1919 Disclosure","url":"https://dealroom.so/glossary/sba-form-1919-disclosure"}],"related_questions":[{"question":"How does a lender request an SBA guaranty purchase after loan default?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-request-an-sba-guaranty-purchase-after-loan-default"},{"question":"What is the smallest loan amount I can request for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-smallest-loan-amount-i-can-request-for-an-sba-7-a-loan"},{"question":"What is the typical time for SBA to process a 7(a) loan request?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-time-for-sba-to-process-a-7-a-loan-request"},{"question":"What constitutes a \"repair\" to the SBA guaranty during a purchase request?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-a-repair-to-the-sba-guaranty-during-a-purchase-request"},{"question":"What is the maximum amount of working capital I can request in a business acquisition loan?","url":"https://dealroom.so/sba-7a/questions/what-is-the-maximum-amount-of-working-capital-i-can-request-in-a-business-acquisition-loan"},{"question":"What is the key impact of a 'repair' on an SBA guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/what-is-the-key-impact-of-a-repair-on-an-sba-guaranty-purchase-request"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Loan Request","url":"https://dealroom.so/glossary/loan-request","source_type":"DealRoom Data"}}