{"ok":true,"canonical_url":"https://dealroom.so/glossary/look-back-period","api_url":"https://dealroom.so/api/public/glossary/look-back-period","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"look-back-period","term":"Look-Back Period","group":"People and paperwork","definition":"This is the specific timeframe the SBA reviews an applicant's criminal history to determine eligibility for a loan. It's typically one year for certain offenses.","what_it_means":"For certain non-financial felonies and misdemeanors, the SBA has a one-year look-back period from the date of conviction or release from incarceration/supervision, whichever is later. If you have a relevant criminal history, understand this period to assess your eligibility. Always provide accurate details on SBA Form 1919.","url":"https://dealroom.so/glossary/look-back-period","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"serious-criminal-offense","term":"Serious Criminal Offense","url":"https://dealroom.so/glossary/serious-criminal-offense"},{"slug":"supervised-release","term":"Supervised Release","url":"https://dealroom.so/glossary/supervised-release"},{"slug":"form-1919","term":"Form 1919","url":"https://dealroom.so/glossary/form-1919"},{"slug":"felony","term":"Felony","url":"https://dealroom.so/glossary/felony"}],"related_questions":[{"question":"What is the specific look-back period for an owner's prior felony conviction on SBA Form 1919?","url":"https://dealroom.so/for-lenders/questions/what-is-the-specific-look-back-period-for-an-owner-s-prior-felony-conviction-on-sba-form-1"},{"question":"What is the specific look-back period for prior ownership interests when determining affiliation for a 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/what-is-the-specific-look-back-period-for-prior-ownership-interests-when-determining-affil"},{"question":"What is the specific look-back period for criminal history when evaluating an applicant's eligibility for an SBA 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/what-is-the-specific-look-back-period-for-criminal-history-when-evaluating-an-applicant-s-"},{"question":"How far back does the SBA look into my personal credit history for a 7(a) loan application?","url":"https://dealroom.so/sba-7a/questions/how-far-back-does-the-sba-look-into-my-personal-credit-history-for-a-7-a-loan-application"},{"question":"What if the seller wants to be paid back earlier than the SBA standby period allows?","url":"https://dealroom.so/sba-7a/questions/what-if-the-seller-wants-to-be-paid-back-earlier-than-the-sba-standby-period-allows"},{"question":"Do I really have to pay back an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/do-i-really-have-to-pay-back-an-sba-7-a-loan"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Look-Back Period","url":"https://dealroom.so/glossary/look-back-period","source_type":"DealRoom Data"}}