{"ok":true,"canonical_url":"https://dealroom.so/glossary/mitigant","api_url":"https://dealroom.so/api/public/glossary/mitigant","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"mitigant","term":"Mitigant","group":"Reading the business","definition":"A mitigant is a factor or condition that reduces a recognized risk. Lenders look for mitigants to offset potential weaknesses in a deal, improving its chances of approval.","what_it_means":"When a lender identifies a risk during underwriting, such as declining revenue or a lack of experience, they'll look for mitigants. This could be a strong management team, a seller note on standby, or a diverse customer base. Be ready to articulate how your strengths directly address any identified weaknesses.","url":"https://dealroom.so/glossary/mitigant","official_sources":[],"related":[{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"seller-note","term":"Seller note","url":"https://dealroom.so/glossary/seller-note"},{"slug":"standby","term":"Standby","url":"https://dealroom.so/glossary/standby"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Mitigant","url":"https://dealroom.so/glossary/mitigant","source_type":"DealRoom Data"}}