{"ok":true,"canonical_url":"https://dealroom.so/glossary/net-proceeds","api_url":"https://dealroom.so/api/public/glossary/net-proceeds","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"net-proceeds","term":"Net proceeds","group":"Doing the deal","definition":"This is the total cash a seller receives from a sale after all expenses, fees, and outstanding debts have been paid. It's the bottom-line amount the seller walks away with.","what_it_means":"When calculating your total project costs, you'll see how much of the loan goes to the seller. The seller's net proceeds are what's left after their outstanding business debts are paid off at closing. Your lender will verify these payouts to ensure loan funds are used appropriately.","url":"https://dealroom.so/glossary/net-proceeds","official_sources":[],"related":[{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"},{"slug":"seller-note","term":"Seller note","url":"https://dealroom.so/glossary/seller-note"},{"slug":"lender-closing-costs","term":"Lender closing costs","url":"https://dealroom.so/glossary/lender-closing-costs"}],"related_questions":[{"question":"Are proceeds from personal investment sales eligible for equity injection?","url":"https://dealroom.so/sba-7a/questions/are-proceeds-from-personal-investment-sales-eligible-for-equity-injection"},{"question":"Can cash-out loan proceeds go to the remaining owner in a buyout?","url":"https://dealroom.so/sba-7a/questions/can-cash-out-loan-proceeds-go-to-the-remaining-owner-in-a-buyout"},{"question":"Can proceeds from selling personal stocks or mutual funds count towards my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-proceeds-from-selling-personal-stocks-or-mutual-funds-count-towards-my-equity-injectio"},{"question":"What is the specific personal net worth threshold that triggers a personal guaranty requirement for an owner?","url":"https://dealroom.so/sba-7a/questions/what-is-the-specific-personal-net-worth-threshold-that-triggers-a-personal-guaranty-requir"},{"question":"Can I use an SBA 7(a) loan to purchase a business with a negative net worth?","url":"https://dealroom.so/sba-7a/questions/can-i-use-an-sba-7-a-loan-to-purchase-a-business-with-a-negative-net-worth"},{"question":"Can an SBA 7(a) loan be used to purchase a business with a negative net worth?","url":"https://dealroom.so/sba-loans/basics/can-an-sba-7-a-loan-be-used-to-purchase-a-business-with-a-negative-net-worth"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Net proceeds","url":"https://dealroom.so/glossary/net-proceeds","source_type":"DealRoom Data"}}