{"ok":true,"canonical_url":"https://dealroom.so/glossary/non-cash-asset","api_url":"https://dealroom.so/api/public/glossary/non-cash-asset","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"non-cash-asset","term":"Non-cash asset","group":"Reading the business","definition":"Any asset that is not readily convertible into cash, such as inventory, equipment, real estate, or goodwill. These are critical components of a business's value.","what_it_means":"When buying a business, you're acquiring a mix of non-cash assets. Understand their fair market value and condition, as they contribute to the collateral for your SBA loan. Goodwill, a significant non-cash asset, represents the value of the business beyond its tangible assets.","url":"https://dealroom.so/glossary/non-cash-asset","official_sources":[],"related":[{"slug":"inventory","term":"Inventory","url":"https://dealroom.so/glossary/inventory"},{"slug":"collateral","term":"Collateral","url":"https://dealroom.so/glossary/collateral"},{"slug":"goodwill","term":"Goodwill","url":"https://dealroom.so/glossary/goodwill"},{"slug":"tangible-asset","term":"Tangible asset","url":"https://dealroom.so/glossary/tangible-asset"}],"related_questions":[{"question":"Besides cash, what non-cash assets can I contribute to meet the 10% equity injection for an $800,000 acquisition?","url":"https://dealroom.so/sba-7a/questions/besides-cash-what-non-cash-assets-can-i-contribute-to-meet-the-10-equity-injection-for-an-"},{"question":"What types of non-cash assets qualify for an SBA 7(a) equity injection?","url":"https://dealroom.so/sba-7a/questions/what-types-of-non-cash-assets-qualify-for-an-sba-7-a-equity-injection"},{"question":"What type of independent valuation is required for non-cash assets to count as equity injection?","url":"https://dealroom.so/sba-7a/questions/what-type-of-independent-valuation-is-required-for-non-cash-assets-to-count-as-equity-inje"},{"question":"Can I use non-cash assets like vehicles or equipment as part of my down payment?","url":"https://dealroom.so/sba-loans/basics/can-i-use-non-cash-assets-like-vehicles-or-equipment-as-part-of-my-down-payment"},{"question":"Can I use appraised business equipment or other non-cash assets as part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-appraised-business-equipment-or-other-non-cash-assets-as-part-of-my-equity-injec"},{"question":"How does the SBA verify the value of an equity injection consisting of non-cash assets, like equipment?","url":"https://dealroom.so/sba-7a/questions/how-does-the-sba-verify-the-value-of-an-equity-injection-consisting-of-non-cash-assets-lik"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Non-cash asset","url":"https://dealroom.so/glossary/non-cash-asset","source_type":"DealRoom Data"}}