{"ok":true,"canonical_url":"https://dealroom.so/glossary/non-cash-assets","api_url":"https://dealroom.so/api/public/glossary/non-cash-assets","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"non-cash-assets","term":"Non-Cash Assets","group":"Reading the business","definition":"Assets a business owns that are not readily convertible to cash, such as equipment, inventory, or accounts receivable. They are important for operations but not for immediate liquidity.","what_it_means":"In an acquisition, you'll inherit these non-cash assets. They form a significant portion of the business's value and are often used as collateral for your SBA loan. Understand their condition, useful life, and true market value, as book value might be misleading.","url":"https://dealroom.so/glossary/non-cash-assets","official_sources":[],"related":[{"slug":"inventory","term":"Inventory","url":"https://dealroom.so/glossary/inventory"},{"slug":"accounts-receivable","term":"Accounts receivable","url":"https://dealroom.so/glossary/accounts-receivable"},{"slug":"tangible-asset","term":"Tangible asset","url":"https://dealroom.so/glossary/tangible-asset"}],"related_questions":[{"question":"What types of non-cash assets qualify for an SBA 7(a) equity injection?","url":"https://dealroom.so/sba-7a/questions/what-types-of-non-cash-assets-qualify-for-an-sba-7-a-equity-injection"},{"question":"Besides cash, what non-cash assets can I contribute to meet the 10% equity injection for an $800,000 acquisition?","url":"https://dealroom.so/sba-7a/questions/besides-cash-what-non-cash-assets-can-i-contribute-to-meet-the-10-equity-injection-for-an-"},{"question":"What type of independent valuation is required for non-cash assets to count as equity injection?","url":"https://dealroom.so/sba-7a/questions/what-type-of-independent-valuation-is-required-for-non-cash-assets-to-count-as-equity-inje"},{"question":"Can I use non-cash assets like vehicles or equipment as part of my down payment?","url":"https://dealroom.so/sba-loans/basics/can-i-use-non-cash-assets-like-vehicles-or-equipment-as-part-of-my-down-payment"},{"question":"Can I use appraised business equipment or other non-cash assets as part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-appraised-business-equipment-or-other-non-cash-assets-as-part-of-my-equity-injec"},{"question":"How does the SBA verify the value of an equity injection consisting of non-cash assets, like equipment?","url":"https://dealroom.so/sba-7a/questions/how-does-the-sba-verify-the-value-of-an-equity-injection-consisting-of-non-cash-assets-lik"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Non-Cash Assets","url":"https://dealroom.so/glossary/non-cash-assets","source_type":"DealRoom Data"}}