{"ok":true,"canonical_url":"https://dealroom.so/glossary/occupancy-rate","api_url":"https://dealroom.so/api/public/glossary/occupancy-rate","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"occupancy-rate","term":"Occupancy Rate","group":"Reading the business","definition":"This is the percentage of available space or units that are currently occupied or in use, commonly seen in real estate or service businesses. It's a key indicator of revenue generation.","what_it_means":"For businesses like hotels, self-storage, or laundromats, the occupancy rate is a direct driver of revenue and profitability. You need to analyze the historical occupancy rates and the factors affecting them during due diligence to project future cash flow and ensure repayment capacity.","url":"https://dealroom.so/glossary/occupancy-rate","official_sources":[],"related":[{"slug":"cash-flow","term":"Cash flow","url":"https://dealroom.so/glossary/cash-flow"},{"slug":"business-projection","term":"Business Projection","url":"https://dealroom.so/glossary/business-projection"},{"slug":"due-diligence","term":"Due diligence","url":"https://dealroom.so/glossary/due-diligence"},{"slug":"repayment-capacity","term":"Repayment capacity","url":"https://dealroom.so/glossary/repayment-capacity"}],"related_questions":[{"question":"What is the minimum owner-occupancy requirement for real estate purchased with an SBA 7(a) loan?","url":"https://dealroom.so/sba-7a/questions/what-is-the-minimum-owner-occupancy-requirement-for-real-estate-purchased-with-an-sba-7-a-"},{"question":"What alternative base rates are available for variable-rate 7(a) loans besides the Wall Street Journal Prime rate?","url":"https://dealroom.so/for-lenders/questions/what-alternative-base-rates-are-available-for-variable-rate-7-a-loans-besides-the-wall-str"},{"question":"What is the 'Prime Rate' when talking about SBA 7(a) loan rates?","url":"https://dealroom.so/sba-loans/basics/what-is-the-prime-rate-when-talking-about-sba-7-a-loan-rates"},{"question":"What specific alternative base rates are permissible for variable rate 7(a) loans?","url":"https://dealroom.so/for-lenders/questions/what-specific-alternative-base-rates-are-permissible-for-variable-rate-7-a-loans"},{"question":"What is the Wall Street Journal Prime Rate's role in SBA 7(a) loan interest rates?","url":"https://dealroom.so/sba-loans/basics/what-is-the-wall-street-journal-prime-rate-s-role-in-sba-7-a-loan-interest-rates"},{"question":"What are the maximum allowable interest rates for variable rate 7(a) loans, including the permissible spread?","url":"https://dealroom.so/for-lenders/questions/what-are-the-maximum-allowable-interest-rates-for-variable-rate-7-a-loans-including-the-pe"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Occupancy Rate","url":"https://dealroom.so/glossary/occupancy-rate","source_type":"DealRoom Data"}}