{"ok":true,"canonical_url":"https://dealroom.so/glossary/portfolio-management","api_url":"https://dealroom.so/api/public/glossary/portfolio-management","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"portfolio-management","term":"Portfolio Management","group":"The loan itself","definition":"This refers to the ongoing monitoring and servicing of a lender's entire collection of loans, including ensuring borrower compliance and addressing potential issues.","what_it_means":"After your loan closes, the lender continues portfolio management to ensure you meet loan covenants and repayment schedules. They'll monitor your business's financial health. If issues arise, proactive communication with your lender during this phase is crucial to avoid loan default or formal liquidation.","url":"https://dealroom.so/glossary/portfolio-management","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"servicing","term":"Servicing","url":"https://dealroom.so/glossary/servicing"},{"slug":"loan-default","term":"Loan default","url":"https://dealroom.so/glossary/loan-default"},{"slug":"liquidation-plan","term":"Liquidation Plan","url":"https://dealroom.so/glossary/liquidation-plan"},{"slug":"loan-covenant","term":"Loan Covenant","url":"https://dealroom.so/glossary/loan-covenant"}],"related_questions":[{"question":"What if the value of my stock portfolio (for equity injection) drops before closing?","url":"https://dealroom.so/sba-7a/questions/what-if-the-value-of-my-stock-portfolio-for-equity-injection-drops-before-closing"},{"question":"How does a lender verify equity injection from the sale of a cryptocurrency portfolio?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-verify-equity-injection-from-the-sale-of-a-cryptocurrency-portfolio"},{"question":"How often does the SBA require lenders to report on 7(a) loan portfolio performance?","url":"https://dealroom.so/for-lenders/questions/how-often-does-the-sba-require-lenders-to-report-on-7-a-loan-portfolio-performance"},{"question":"How often does the SBA require lenders to report on 7(a) loan portfolio performance for secondary market purposes?","url":"https://dealroom.so/for-lenders/questions/how-often-does-the-sba-require-lenders-to-report-on-7-a-loan-portfolio-performance-for-sec"},{"question":"Does the SBA 7(a) loan require a lien on existing personal assets like my investment portfolio as collateral?","url":"https://dealroom.so/sba-7a/questions/does-the-sba-7-a-loan-require-a-lien-on-existing-personal-assets-like-my-investment-portfo"},{"question":"Are there any ongoing annual fees that a lender must pay to the SBA for their 7(a) loan portfolio?","url":"https://dealroom.so/for-lenders/questions/are-there-any-ongoing-annual-fees-that-a-lender-must-pay-to-the-sba-for-their-7-a-loan-por"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Portfolio Management","url":"https://dealroom.so/glossary/portfolio-management","source_type":"DealRoom Data"}}