{"ok":true,"canonical_url":"https://dealroom.so/glossary/proof-of-funds","api_url":"https://dealroom.so/api/public/glossary/proof-of-funds","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"proof-of-funds","term":"Proof of funds","group":"People and paperwork","definition":"Evidence you can actually buy — bank or brokerage statements. Verified buyers on DealRoom show it once and every advisor sees the badge.","what_it_means":"Advisors and brokers ask for proof of funds to filter out buyers who can't close. The standard document is a bank or brokerage statement showing liquid assets sufficient to cover your equity injection. On DealRoom, you upload once through the Buyer Verification process and earn a verified badge that carries across every deal you look at — advisors see it without you having to resend the same statement to each listing.","url":"https://dealroom.so/glossary/proof-of-funds","official_sources":[],"related":[{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"seasoned-funds","term":"Seasoned funds","url":"https://dealroom.so/glossary/seasoned-funds"},{"slug":"nda-buyer-verification","term":"NDA","url":"https://dealroom.so/glossary/nda-buyer-verification"},{"slug":"cim-deal-book","term":"CIM","url":"https://dealroom.so/glossary/cim-deal-book"}],"related_questions":[{"question":"What proof do I need to show for the source of my down payment funds for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-proof-do-i-need-to-show-for-the-source-of-my-down-payment-funds-for-an-sba-7-a-loan"},{"question":"What happens if a buyer fails to provide proof of their required equity injection by closing?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-a-buyer-fails-to-provide-proof-of-their-required-equity-injection-by-closi"},{"question":"What proof of insurable interest must a business provide when applying for life insurance on an employee?","url":"https://dealroom.so/sba-7a/questions/what-proof-of-insurable-interest-must-a-business-provide-when-applying-for-life-insurance-"},{"question":"If I sell personal stock investments for my down payment, what proof of source will the lender require?","url":"https://dealroom.so/sba-7a/questions/if-i-sell-personal-stock-investments-for-my-down-payment-what-proof-of-source-will-the-len"},{"question":"Can I use funds from a personal line of credit as part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-funds-from-a-personal-line-of-credit-as-part-of-my-equity-injection"},{"question":"Can funds from an unsecured personal line of credit be considered part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-funds-from-an-unsecured-personal-line-of-credit-be-considered-part-of-my-equity-inject"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Proof of funds","url":"https://dealroom.so/glossary/proof-of-funds","source_type":"DealRoom Data"}}