{"ok":true,"canonical_url":"https://dealroom.so/glossary/real-estate-acquisition","api_url":"https://dealroom.so/api/public/glossary/real-estate-acquisition","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"real-estate-acquisition","term":"Real Estate Acquisition","group":"Doing the deal","definition":"This refers to buying the physical land and buildings where the business operates. An SBA 7(a) loan can finance this alongside the business purchase, provided you occupy at least 51% of the space.","what_it_means":"If the business you're buying owns its real estate, an SBA 7(a) loan can fund the acquisition of both the business and the property. Crucially, your new business must occupy at least 51% of the property's space. This is often a significant portion of total project costs and triggers requirements like an appraisal and environmental assessments.","url":"https://dealroom.so/glossary/real-estate-acquisition","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"},{"slug":"appraisal","term":"Appraisal","url":"https://dealroom.so/glossary/appraisal"},{"slug":"environmental-assessments","term":"Environmental Assessments","url":"https://dealroom.so/glossary/environmental-assessments"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"}],"related_questions":[{"question":"Are environmental questionnaires always required for real estate involved in an SBA 7(a) acquisition?","url":"https://dealroom.so/sba-7a/questions/are-environmental-questionnaires-always-required-for-real-estate-involved-in-an-sba-7-a-ac"},{"question":"What is the difference in repayment terms between real estate and non-real estate loans?","url":"https://dealroom.so/sba-loans/basics/what-is-the-difference-in-repayment-terms-between-real-estate-and-non-real-estate-loans"},{"question":"Are there specific environmental review requirements for real estate included in an SBA 7(a) acquisition?","url":"https://dealroom.so/sba-7a/questions/are-there-specific-environmental-review-requirements-for-real-estate-included-in-an-sba-7-"},{"question":"If a business acquisition includes real estate with known environmental risks, can it still be financed?","url":"https://dealroom.so/sba-7a/questions/if-a-business-acquisition-includes-real-estate-with-known-environmental-risks-can-it-still"},{"question":"What level of environmental due diligence is required for leasehold improvements only, without real estate acquisition?","url":"https://dealroom.so/for-lenders/questions/what-level-of-environmental-due-diligence-is-required-for-leasehold-improvements-only-with"},{"question":"If the business owns real estate, must the buyer also purchase the real estate with the business?","url":"https://dealroom.so/sba-7a/questions/if-the-business-owns-real-estate-must-the-buyer-also-purchase-the-real-estate-with-the-bus"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Real Estate Acquisition","url":"https://dealroom.so/glossary/real-estate-acquisition","source_type":"DealRoom Data"}}