{"ok":true,"canonical_url":"https://dealroom.so/glossary/repayment-schedule","api_url":"https://dealroom.so/api/public/glossary/repayment-schedule","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"repayment-schedule","term":"Repayment Schedule","group":"The loan itself","definition":"This details the timing and amount of your loan payments, including principal and interest, over the life of the loan. It's essential for budgeting and cash flow management.","what_it_means":"Your loan agreement will outline your specific repayment schedule, usually with fixed monthly payments. Understand how interest (variable or fixed) will affect these payments. Ensure the business's projected cash flow can comfortably support these payments, considering the Debt Service Coverage Ratio (DSCR).","url":"https://dealroom.so/glossary/repayment-schedule","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"principal-and-interest","term":"Principal and interest","url":"https://dealroom.so/glossary/principal-and-interest"},{"slug":"variable-rate","term":"Variable rate","url":"https://dealroom.so/glossary/variable-rate"},{"slug":"cash-flow-projection","term":"Cash flow projection","url":"https://dealroom.so/glossary/cash-flow-projection"},{"slug":"amortization","term":"Amortization","url":"https://dealroom.so/glossary/amortization"}],"related_questions":[{"question":"Does the SBA set specific repayment schedules for 7(a) loans?","url":"https://dealroom.so/sba-loans/basics/does-the-sba-set-specific-repayment-schedules-for-7-a-loans"},{"question":"What is the typical repayment term for working capital only?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-repayment-term-for-working-capital-only"},{"question":"What are the typical repayment terms for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-are-the-typical-repayment-terms-for-an-sba-7-a-loan"},{"question":"What are the typical repayment periods for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-are-the-typical-repayment-periods-for-an-sba-7-a-loan"},{"question":"What is the typical repayment period for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-repayment-period-for-an-sba-7-a-loan"},{"question":"What is the typical repayment frequency for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-repayment-frequency-for-an-sba-7-a-loan"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Repayment Schedule","url":"https://dealroom.so/glossary/repayment-schedule","source_type":"DealRoom Data"}}