{"ok":true,"canonical_url":"https://dealroom.so/glossary/request-for-reconsideration","api_url":"https://dealroom.so/api/public/glossary/request-for-reconsideration","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"request-for-reconsideration","term":"Request for Reconsideration","group":"Doing the deal","definition":"If the SBA denies a loan application or a guaranty purchase, the lender can submit a formal appeal package. This is a second chance to present your case.","what_it_means":"When a loan is declined by the SBA, or the SBA declines to honor its guaranty to the lender, the lender can submit a formal Request for Reconsideration. This requires strong justification and new information. For a buyer, if your deal is initially rejected, this is the process your lender might use to fight for it.","url":"https://dealroom.so/glossary/request-for-reconsideration","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"administrative-appeal-process","term":"Administrative Appeal Process","url":"https://dealroom.so/glossary/administrative-appeal-process"},{"slug":"guaranty-purchase-request","term":"Guaranty purchase request","url":"https://dealroom.so/glossary/guaranty-purchase-request"},{"slug":"sba-loan-program-requirements","term":"SBA Loan Program Requirements","url":"https://dealroom.so/glossary/sba-loan-program-requirements"},{"slug":"loan-default","term":"Loan default","url":"https://dealroom.so/glossary/loan-default"}],"related_questions":[{"question":"What is the typical time for SBA to process a 7(a) loan request?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-time-for-sba-to-process-a-7-a-loan-request"},{"question":"What is the smallest loan amount I can request for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-smallest-loan-amount-i-can-request-for-an-sba-7-a-loan"},{"question":"When can a lender request prior approval from the SBA for a significant servicing action?","url":"https://dealroom.so/for-lenders/questions/when-can-a-lender-request-prior-approval-from-the-sba-for-a-significant-servicing-action"},{"question":"What are common reasons for the SBA to deny a guaranty purchase request from a lender?","url":"https://dealroom.so/for-lenders/questions/what-are-common-reasons-for-the-sba-to-deny-a-guaranty-purchase-request-from-a-lender"},{"question":"What is the process for submitting an amended E-Tran request after initial authorization for a 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/what-is-the-process-for-submitting-an-amended-e-tran-request-after-initial-authorization-f"},{"question":"What constitutes a \"repair\" to the SBA guaranty during a purchase request?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-a-repair-to-the-sba-guaranty-during-a-purchase-request"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Request for Reconsideration","url":"https://dealroom.so/glossary/request-for-reconsideration","source_type":"DealRoom Data"}}