{"ok":true,"canonical_url":"https://dealroom.so/glossary/restitution","api_url":"https://dealroom.so/api/public/glossary/restitution","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"restitution","term":"Restitution","group":"People and paperwork","definition":"Financial compensation ordered by a court to victims of a crime. Unpaid restitution from the buyer or seller can hinder loan approval.","what_it_means":"The SBA requires a \"good character\" assessment for all key principals. If you or the seller have outstanding court-ordered restitution, especially related to financial crimes, your 7(a) loan application will likely be denied. Lenders will check your credit report and criminal history.","url":"https://dealroom.so/glossary/restitution","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"derogatory-mark","term":"Derogatory mark","url":"https://dealroom.so/glossary/derogatory-mark"},{"slug":"fraud","term":"Fraud","url":"https://dealroom.so/glossary/fraud"},{"slug":"felony","term":"Felony","url":"https://dealroom.so/glossary/felony"},{"slug":"credit-report","term":"Credit report","url":"https://dealroom.so/glossary/credit-report"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Restitution","url":"https://dealroom.so/glossary/restitution","source_type":"DealRoom Data"}}