{"ok":true,"canonical_url":"https://dealroom.so/glossary/robs-facilitator","api_url":"https://dealroom.so/api/public/glossary/robs-facilitator","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"robs-facilitator","term":"ROBS facilitator","group":"People and paperwork","definition":"A specialized professional who guides you through the complex process of using retirement funds to buy a business via a ROBS transaction. Their expertise is critical for IRS compliance.","what_it_means":"Engaging a ROBS facilitator is highly recommended if you plan to use retirement funds for your equity injection. They ensure your ROBS transaction adheres to strict IRS rules, helping you avoid costly penalties and disqualification. Choose one with a strong track record.","url":"https://dealroom.so/glossary/robs-facilitator","official_sources":[],"related":[{"slug":"robs-transaction","term":"ROBS transaction","url":"https://dealroom.so/glossary/robs-transaction"},{"slug":"401-k-plan","term":"401(k) plan","url":"https://dealroom.so/glossary/401-k-plan"},{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"compliance","term":"Compliance","url":"https://dealroom.so/glossary/compliance"}],"related_questions":[{"question":"Are funds from a Roth IRA eligible for my equity injection if rolled over via a \"rollover as business startup\" (ROBS) plan?","url":"https://dealroom.so/sba-7a/questions/are-funds-from-a-roth-ira-eligible-for-my-equity-injection-if-rolled-over-via-a-rollover-a"},{"question":"Can funds from a retirement account, like a 401(k), be used for my equity injection if rolled into a new C-corp via a ROBS plan?","url":"https://dealroom.so/sba-7a/questions/can-funds-from-a-retirement-account-like-a-401-k-be-used-for-my-equity-injection-if-rolled"},{"question":"What are the specific requirements for a lender to document and verify an equity injection from a retirement account structured as a ROBS (Rollover for Business Startups) transaction?","url":"https://dealroom.so/for-lenders/questions/what-are-the-specific-requirements-for-a-lender-to-document-and-verify-an-equity-injection"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — ROBS facilitator","url":"https://dealroom.so/glossary/robs-facilitator","source_type":"DealRoom Data"}}