{"ok":true,"canonical_url":"https://dealroom.so/glossary/sba-form-912","api_url":"https://dealroom.so/api/public/glossary/sba-form-912","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"sba-form-912","term":"SBA Form 912","aka":"Statement of Personal History","group":"People and paperwork","definition":"This mandatory form, also known as the Statement of Personal History, requires all principals of an SBA loan applicant to disclose personal background information, including criminal history and past federal debt defaults.","what_it_means":"You and any other key principals must complete this form accurately. Any past felonies, bankruptcies, or defaults on federal debt must be disclosed. Undisclosed issues can lead to loan denial or, worse, accusations of fraud or misrepresentation later.","url":"https://dealroom.so/glossary/sba-form-912","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"key-principal","term":"Key principal","url":"https://dealroom.so/glossary/key-principal"},{"slug":"felony","term":"Felony","url":"https://dealroom.so/glossary/felony"},{"slug":"bankruptcy","term":"Bankruptcy","url":"https://dealroom.so/glossary/bankruptcy"},{"slug":"fraud","term":"Fraud","url":"https://dealroom.so/glossary/fraud"}],"related_questions":[{"question":"When is an SBA Form 912 (Statement of Personal History) required for a non-owner guarantor?","url":"https://dealroom.so/for-lenders/questions/when-is-an-sba-form-912-statement-of-personal-history-required-for-a-non-owner-guarantor"},{"question":"When is SBA Form 912, Statement of Personal History, specifically required for 7(a) loan applicants?","url":"https://dealroom.so/for-lenders/questions/when-is-sba-form-912-statement-of-personal-history-specifically-required-for-7-a-loan-appl"},{"question":"What is the specific purpose of SBA Form 912 and who must complete it for eligibility?","url":"https://dealroom.so/for-lenders/questions/what-is-the-specific-purpose-of-sba-form-912-and-who-must-complete-it-for-eligibility"},{"question":"What is the purpose of SBA Form 912 and who typically needs to complete it for eligibility?","url":"https://dealroom.so/sba-7a/questions/what-is-the-purpose-of-sba-form-912-and-who-typically-needs-to-complete-it-for-eligibility"},{"question":"When is an SBA Form 912 (Statement of Personal History) specifically required for a non-owner guarantor?","url":"https://dealroom.so/for-lenders/questions/when-is-an-sba-form-912-statement-of-personal-history-specifically-required-for-a-non-owne"},{"question":"What is the primary purpose of SBA Form 912, and who is required to complete it for a 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/what-is-the-primary-purpose-of-sba-form-912-and-who-is-required-to-complete-it-for-a-7-a-l"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — SBA Form 912","url":"https://dealroom.so/glossary/sba-form-912","source_type":"DealRoom Data"}}