{"ok":true,"canonical_url":"https://dealroom.so/glossary/sba-guaranty-repair","api_url":"https://dealroom.so/api/public/glossary/sba-guaranty-repair","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"sba-guaranty-repair","term":"SBA guaranty repair","group":"The loan itself","definition":"A reduction or denial of the SBA's guaranty to a lender because the lender failed to follow SBA rules. This primarily impacts the lender, but signals potential issues in loan administration that could indirectly affect you.","what_it_means":"While the lender is responsible for proper loan administration, a guaranty repair highlights severe missteps during origination or servicing. As a buyer, ensure your lender is an experienced PLP lender who is highly knowledgeable of SOP 50 10 to minimize any risk of issues that could indirectly impact your loan's stability or terms.","url":"https://dealroom.so/glossary/sba-guaranty-repair","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"sba-guaranty","term":"SBA guaranty","url":"https://dealroom.so/glossary/sba-guaranty"},{"slug":"sop-50-10","term":"SOP 50 10","url":"https://dealroom.so/glossary/sop-50-10"},{"slug":"plp-lender","term":"PLP lender","url":"https://dealroom.so/glossary/plp-lender"},{"slug":"origination","term":"Origination","url":"https://dealroom.so/glossary/origination"}],"related_questions":[{"question":"What constitutes a \"repair\" to the SBA guaranty during a purchase request?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-a-repair-to-the-sba-guaranty-during-a-purchase-request"},{"question":"What common underwriting errors typically lead to an SBA 7(a) loan guaranty repair?","url":"https://dealroom.so/for-lenders/questions/what-common-underwriting-errors-typically-lead-to-an-sba-7-a-loan-guaranty-repair"},{"question":"What is the key impact of a 'repair' on an SBA guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/what-is-the-key-impact-of-a-repair-on-an-sba-guaranty-purchase-request"},{"question":"Can a lender appeal an SBA decision to repair or deny a guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/can-a-lender-appeal-an-sba-decision-to-repair-or-deny-a-guaranty-purchase-request"},{"question":"What E-Tran submission errors most commonly lead to SBA 7(a) guaranty repair or denial?","url":"https://dealroom.so/for-lenders/questions/what-e-tran-submission-errors-most-commonly-lead-to-sba-7-a-guaranty-repair-or-denial"},{"question":"What is the key impact of a 'repair' on an SBA guaranty purchase request for a defaulted loan?","url":"https://dealroom.so/for-lenders/questions/what-is-the-key-impact-of-a-repair-on-an-sba-guaranty-purchase-request-for-a-defaulted-loa"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — SBA guaranty repair","url":"https://dealroom.so/glossary/sba-guaranty-repair","source_type":"DealRoom Data"}}