{"ok":true,"canonical_url":"https://dealroom.so/glossary/sba-regulations","api_url":"https://dealroom.so/api/public/glossary/sba-regulations","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"sba-regulations","term":"SBA regulations","group":"The loan itself","definition":"These are the rules set by the Small Business Administration that govern all aspects of 7(a) loans, from borrower eligibility to loan terms and lender procedures. You must meet these to get funding.","what_it_means":"Lenders must strictly follow SBA regulations, outlined in 13 CFR Part 120 and SOP 50 10, to ensure their loans are guaranteed. Any deviation can jeopardize your loan approval or the SBA's guaranty. Your lender and advisor will guide you through these requirements.","url":"https://dealroom.so/glossary/sba-regulations","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"sop-50-10","term":"SOP 50 10","url":"https://dealroom.so/glossary/sop-50-10"},{"slug":"eligible-passive-company","term":"Eligible Passive Company","url":"https://dealroom.so/glossary/eligible-passive-company"}],"related_questions":[{"question":"What does the 'SBA' in SBA 7(a) loan actually mean?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-in-sba-7-a-loan-actually-mean"},{"question":"Does being listed on the SBA Franchise Directory guarantee SBA loan approval?","url":"https://dealroom.so/sba-7a/questions/does-being-listed-on-the-sba-franchise-directory-guarantee-sba-loan-approval"},{"question":"What does the SBA 'guarantee' mean in an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-guarantee-mean-in-an-sba-7-a-loan"},{"question":"What is the \"SBA\" part of an SBA 7(a) loan, exactly?","url":"https://dealroom.so/sba-loans/basics/what-is-the-sba-part-of-an-sba-7-a-loan-exactly"},{"question":"What does the 'SBA' part of an SBA 7(a) loan mean?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-part-of-an-sba-7-a-loan-mean"},{"question":"Do I submit my SBA 7(a) loan application directly to the SBA?","url":"https://dealroom.so/sba-loans/basics/do-i-submit-my-sba-7-a-loan-application-directly-to-the-sba"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — SBA regulations","url":"https://dealroom.so/glossary/sba-regulations","source_type":"DealRoom Data"}}