{"ok":true,"canonical_url":"https://dealroom.so/glossary/sba-sop","api_url":"https://dealroom.so/api/public/glossary/sba-sop","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"sba-sop","term":"SBA SOP","aka":"SBA Standard Operating Procedures","group":"People and paperwork","definition":"These are the detailed instructions and rules that lenders must follow when originating, underwriting, closing, servicing, and liquidating SBA 7(a) loans. They dictate how your loan application is processed and approved.","what_it_means":"Your lender must strictly adhere to the SBA SOPs throughout your loan process. Understanding key sections, especially those related to eligibility, equity injection, and use of proceeds, can help you anticipate lender requirements and avoid delays. If something feels off, refer to the SOP.","url":"https://dealroom.so/glossary/sba-sop","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"sop-50-10","term":"SOP 50 10","url":"https://dealroom.so/glossary/sop-50-10"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"compliance","term":"Compliance","url":"https://dealroom.so/glossary/compliance"}],"related_questions":[{"question":"What does the 'SBA' in SBA 7(a) loan actually mean?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-in-sba-7-a-loan-actually-mean"},{"question":"Does being listed on the SBA Franchise Directory guarantee SBA loan approval?","url":"https://dealroom.so/sba-7a/questions/does-being-listed-on-the-sba-franchise-directory-guarantee-sba-loan-approval"},{"question":"What does the SBA 'guarantee' mean in an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-guarantee-mean-in-an-sba-7-a-loan"},{"question":"What is the \"SBA\" part of an SBA 7(a) loan, exactly?","url":"https://dealroom.so/sba-loans/basics/what-is-the-sba-part-of-an-sba-7-a-loan-exactly"},{"question":"What does the 'SBA' part of an SBA 7(a) loan mean?","url":"https://dealroom.so/sba-loans/basics/what-does-the-sba-part-of-an-sba-7-a-loan-mean"},{"question":"Do I submit my SBA 7(a) loan application directly to the SBA?","url":"https://dealroom.so/sba-loans/basics/do-i-submit-my-sba-7-a-loan-application-directly-to-the-sba"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — SBA SOP","url":"https://dealroom.so/glossary/sba-sop","source_type":"DealRoom Data"}}