{"ok":true,"canonical_url":"https://dealroom.so/glossary/schedule-of-sources-and-uses","api_url":"https://dealroom.so/api/public/glossary/schedule-of-sources-and-uses","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"schedule-of-sources-and-uses","term":"Schedule of sources and uses","group":"Reading the business","definition":"This document details where all the money for the deal is coming from (sources) and how it will be spent (uses). It's crucial for understanding the financial structure of your acquisition.","what_it_means":"Your lender will require a precise schedule of sources and uses to approve your 7(a) loan. Sources include your equity injection, the SBA loan, and any seller note. Uses cover the business purchase price, working capital, inventory, and closing costs. This document ensures all funds are accounted for and align with SBA rules.","url":"https://dealroom.so/glossary/schedule-of-sources-and-uses","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"seller-note","term":"Seller note","url":"https://dealroom.so/glossary/seller-note"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"}],"related_questions":[{"question":"Are marketing and advertising expenses allowed uses for 7(a) loan funds?","url":"https://dealroom.so/sba-loans/basics/are-marketing-and-advertising-expenses-allowed-uses-for-7-a-loan-funds"},{"question":"What are the acceptable uses of 'working capital' funds from an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-are-the-acceptable-uses-of-working-capital-funds-from-an-sba-7-a-loan"},{"question":"What are the acceptable sources for my cash equity injection beyond personal savings?","url":"https://dealroom.so/sba-7a/questions/what-are-the-acceptable-sources-for-my-cash-equity-injection-beyond-personal-savings"},{"question":"What if the business for sale uses proprietary software or a unique technology?","url":"https://dealroom.so/sba-7a/questions/what-if-the-business-for-sale-uses-proprietary-software-or-a-unique-technology"},{"question":"What if my personal tax returns show fluctuating or low income from other sources, separate from the business?","url":"https://dealroom.so/sba-7a/questions/what-if-my-personal-tax-returns-show-fluctuating-or-low-income-from-other-sources-separate"},{"question":"What are the specific eligible uses for working capital included in an SBA 7(a) acquisition loan?","url":"https://dealroom.so/sba-7a/questions/what-are-the-specific-eligible-uses-for-working-capital-included-in-an-sba-7-a-acquisition"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Schedule of sources and uses","url":"https://dealroom.so/glossary/schedule-of-sources-and-uses","source_type":"DealRoom Data"}}