{"ok":true,"canonical_url":"https://dealroom.so/glossary/seasoned","api_url":"https://dealroom.so/api/public/glossary/seasoned","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"seasoned","term":"Seasoned","group":"The loan itself","definition":"Refers to funds that have been held in an account for a sufficient period (typically 60-90 days) to demonstrate they are truly yours and not borrowed or round-tripped.","what_it_means":"Your equity injection for an SBA loan must be \"seasoned.\" This means funds must be in your account long enough to prove they are legitimate and unencumbered. If funds are not seasoned, you'll need to provide documentation (like a gift letter or liquidation of assets) to show their source. Be prepared to provide bank statements covering the seasoning period.","url":"https://dealroom.so/glossary/seasoned","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"seasoning-of-funds","term":"Seasoning of Funds","url":"https://dealroom.so/glossary/seasoning-of-funds"},{"slug":"out-of-pocket","term":"Out of pocket","url":"https://dealroom.so/glossary/out-of-pocket"},{"slug":"round-tripped","term":"Round-tripped","url":"https://dealroom.so/glossary/round-tripped"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Seasoned","url":"https://dealroom.so/glossary/seasoned","source_type":"DealRoom Data"}}