{"ok":true,"canonical_url":"https://dealroom.so/glossary/seasoned-funds","api_url":"https://dealroom.so/api/public/glossary/seasoned-funds","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"seasoned-funds","term":"Seasoned funds","group":"Your money in the deal","definition":"Money that has sat in your account long enough (about two months of statements) for the lender to see where it came from. Move your injection cash early.","what_it_means":"Lenders require bank statements — typically two to three months' worth — covering your injection funds. They want to see that the money was already in your account, not wired in days before closing from an undisclosed source. If you're liquidating investments or receiving a gift, do it early and document it. Funds that appear suddenly without a paper trail will trigger questions, and in some cases the lender will decline to count them toward your injection.","url":"https://dealroom.so/glossary/seasoned-funds","official_sources":[],"related":[{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"out-of-pocket","term":"Out of pocket","url":"https://dealroom.so/glossary/out-of-pocket"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"form-1919","term":"Form 1919","url":"https://dealroom.so/glossary/form-1919"}],"related_questions":[{"question":"Can I use SBA 7(a) loan funds for personal expenses?","url":"https://dealroom.so/sba-loans/basics/can-i-use-sba-7-a-loan-funds-for-personal-expenses"},{"question":"Who provides the actual funds for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-provides-the-actual-funds-for-an-sba-7-a-loan"},{"question":"Who actually provides the funds for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-provides-the-funds-for-an-sba-7-a-loan"},{"question":"What are the rules for using gifted family funds as equity?","url":"https://dealroom.so/sba-7a/questions/what-are-the-rules-for-using-gifted-family-funds-as-equity"},{"question":"What if my down payment funds are transferred from an international account?","url":"https://dealroom.so/sba-7a/questions/what-if-my-down-payment-funds-are-transferred-from-an-international-account"},{"question":"Are marketing and advertising expenses allowed uses for 7(a) loan funds?","url":"https://dealroom.so/sba-loans/basics/are-marketing-and-advertising-expenses-allowed-uses-for-7-a-loan-funds"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Seasoned funds","url":"https://dealroom.so/glossary/seasoned-funds","source_type":"DealRoom Data"}}