{"ok":true,"canonical_url":"https://dealroom.so/glossary/small-business-lending-company","api_url":"https://dealroom.so/api/public/glossary/small-business-lending-company","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"small-business-lending-company","term":"Small Business Lending Company","aka":"SBLC","group":"People and paperwork","definition":"An SBLC is a non-depository financial institution authorized by the SBA to originate and service 7(a) loans. These lenders specialize in SBA loans, often processing them faster than traditional banks.","what_it_means":"SBLCs can be a great option for buyers seeking an SBA 7(a) loan, as their entire business model revolves around these programs. They often have deep expertise and streamlined processes. Understand that SBLCs are still subject to all SBA rules and regulations.","url":"https://dealroom.so/glossary/small-business-lending-company","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Small Business Lending Company","url":"https://dealroom.so/glossary/small-business-lending-company","source_type":"DealRoom Data"}}