{"ok":true,"canonical_url":"https://dealroom.so/glossary/spousal-joinder","api_url":"https://dealroom.so/api/public/glossary/spousal-joinder","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"spousal-joinder","term":"Spousal Joinder","group":"People and paperwork","definition":"This is a document signed by your spouse, often waiving any community property rights to collateral pledged for the loan. It ensures the lender's security interest is clear.","what_it_means":"If you are married and live in a community property state, or if your spouse has an ownership interest in assets pledged as collateral, your lender will likely require a spousal joinder. This document clarifies that your spouse agrees to the use of joint or community property as collateral for the business loan.","url":"https://dealroom.so/glossary/spousal-joinder","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"personal-guarantee","term":"Personal guarantee","url":"https://dealroom.so/glossary/personal-guarantee"},{"slug":"collateral","term":"Collateral","url":"https://dealroom.so/glossary/collateral"},{"slug":"guaranty","term":"Guaranty","url":"https://dealroom.so/glossary/guaranty"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Spousal Joinder","url":"https://dealroom.so/glossary/spousal-joinder","source_type":"DealRoom Data"}}