{"ok":true,"canonical_url":"https://dealroom.so/glossary/statutory-maximum","api_url":"https://dealroom.so/api/public/glossary/statutory-maximum","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"statutory-maximum","term":"Statutory maximum","group":"The loan itself","definition":"This refers to the highest loan amount the SBA can guarantee for a single borrower under the 7(a) program. It's a hard cap on the total funds you can get.","what_it_means":"The current statutory maximum for an SBA 7(a) loan is $5 million. This means that even if a deal's total project cost is higher, the SBA's guaranteed portion cannot exceed this limit. Understand how this cap affects your ability to finance larger acquisitions.","url":"https://dealroom.so/glossary/statutory-maximum","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"total-project-cost","term":"Total project cost","url":"https://dealroom.so/glossary/total-project-cost"},{"slug":"loan-exposure","term":"Loan exposure","url":"https://dealroom.so/glossary/loan-exposure"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"sba-guaranty","term":"SBA guaranty","url":"https://dealroom.so/glossary/sba-guaranty"}],"related_questions":[{"question":"What factors determine the maximum loan amount my business can qualify for?","url":"https://dealroom.so/sba-loans/basics/what-factors-determine-the-maximum-loan-amount-my-business-can-qualify-for"},{"question":"Is there a maximum dollar amount for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/is-there-a-maximum-dollar-amount-for-an-sba-7-a-loan"},{"question":"Is there a maximum dollar limit for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/is-there-a-maximum-dollar-limit-for-an-sba-7-a-loan"},{"question":"What is the maximum loan amount for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-maximum-loan-amount-for-an-sba-7-a-loan"},{"question":"What is the maximum percentage of an SBA 7(a) loan guaranty?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-percentage-of-an-sba-7-a-loan-guaranty"},{"question":"How is the maximum loan amount for an SBA 7(a) loan determined?","url":"https://dealroom.so/sba-loans/basics/how-is-the-maximum-loan-amount-for-an-sba-7-a-loan-determined"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Statutory maximum","url":"https://dealroom.so/glossary/statutory-maximum","source_type":"DealRoom Data"}}