{"ok":true,"canonical_url":"https://dealroom.so/glossary/title-report","api_url":"https://dealroom.so/api/public/glossary/title-report","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"title-report","term":"Title report","group":"People and paperwork","definition":"A title report details the ownership history and any liens or encumbrances on real estate. Buyers need this to confirm clear title and avoid hidden claims on property included in the deal.","what_it_means":"If the business owns real estate, a title report is essential. It identifies existing mortgages, easements, or judgments that could affect your ownership. Your attorney will review this carefully to ensure the property can be transferred free and clear of unwanted encumbrances.","url":"https://dealroom.so/glossary/title-report","official_sources":[],"related":[{"slug":"lien","term":"Lien","url":"https://dealroom.so/glossary/lien"},{"slug":"mortgage","term":"Mortgage","url":"https://dealroom.so/glossary/mortgage"},{"slug":"ucc-lien","term":"UCC lien","url":"https://dealroom.so/glossary/ucc-lien"},{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"}],"related_questions":[{"question":"What happens if a required environmental report (Phase I ESA) identifies potential contamination?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-a-required-environmental-report-phase-i-esa-identifies-potential-contamina"},{"question":"How thoroughly does the SBA review the business valuation report provided by the lender?","url":"https://dealroom.so/sba-7a/questions/how-thoroughly-does-the-sba-review-the-business-valuation-report-provided-by-the-lender"},{"question":"What if my personal credit report shows a minor collection from several years ago?","url":"https://dealroom.so/sba-7a/questions/what-if-my-personal-credit-report-shows-a-minor-collection-from-several-years-ago"},{"question":"What if the lender requires additional environmental due diligence beyond a Phase I report?","url":"https://dealroom.so/sba-7a/questions/what-if-the-lender-requires-additional-environmental-due-diligence-beyond-a-phase-i-report"},{"question":"How often does the SBA require lenders to report on 7(a) loan portfolio performance?","url":"https://dealroom.so/for-lenders/questions/how-often-does-the-sba-require-lenders-to-report-on-7-a-loan-portfolio-performance"},{"question":"What if my personal credit report shows a recent late payment on a minor credit card?","url":"https://dealroom.so/sba-7a/questions/what-if-my-personal-credit-report-shows-a-recent-late-payment-on-a-minor-credit-card"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Title report","url":"https://dealroom.so/glossary/title-report","source_type":"DealRoom Data"}}