{"ok":true,"canonical_url":"https://dealroom.so/glossary/title-review","api_url":"https://dealroom.so/api/public/glossary/title-review","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"title-review","term":"Title review","group":"Doing the deal","definition":"This is an examination of public records to confirm legal ownership of real estate and identify any liens, easements, or other claims against the property. It ensures clean title for the collateral.","what_it_means":"If your acquisition includes real estate, a title review is mandatory to ensure the property can serve as clean collateral for your SBA loan. This process uncovers any hidden encumbrances or ownership disputes. Address any title issues promptly to avoid delays in closing and ensure the lender's lien position.","url":"https://dealroom.so/glossary/title-review","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"lien","term":"Lien","url":"https://dealroom.so/glossary/lien"},{"slug":"collateral","term":"Collateral","url":"https://dealroom.so/glossary/collateral"},{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"},{"slug":"mortgage","term":"Mortgage","url":"https://dealroom.so/glossary/mortgage"}],"related_questions":[{"question":"What is the typical timeframe for SBA loan application review by the lender?","url":"https://dealroom.so/sba-loans/basics/what-is-the-typical-timeframe-for-sba-loan-application-review-by-the-lender"},{"question":"How thoroughly does the SBA review the business valuation report provided by the lender?","url":"https://dealroom.so/sba-7a/questions/how-thoroughly-does-the-sba-review-the-business-valuation-report-provided-by-the-lender"},{"question":"Is an environmental review needed if my SBA 7(a) loan includes real estate?","url":"https://dealroom.so/sba-loans/basics/is-an-environmental-review-needed-if-my-sba-7-a-loan-includes-real-estate"},{"question":"What specific elements of a franchise agreement does the SBA review to determine eligibility?","url":"https://dealroom.so/for-lenders/questions/what-specific-elements-of-a-franchise-agreement-does-the-sba-review-to-determine-eligibili"},{"question":"What specific environmental review is required for commercial real estate included in an SBA loan?","url":"https://dealroom.so/sba-7a/questions/what-specific-environmental-review-is-required-for-commercial-real-estate-included-in-an-s"},{"question":"What specific due diligence is required for an unlisted franchise agreement lacking SBA formal review?","url":"https://dealroom.so/for-lenders/questions/what-specific-due-diligence-is-required-for-an-unlisted-franchise-agreement-lacking-sba-fo"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Title review","url":"https://dealroom.so/glossary/title-review","source_type":"DealRoom Data"}}