{"ok":true,"canonical_url":"https://dealroom.so/glossary/title-reviews","api_url":"https://dealroom.so/api/public/glossary/title-reviews","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"title-reviews","term":"Title reviews","group":"Doing the deal","definition":"The examination of public records to confirm ownership and identify any encumbrances on real estate or other titled assets. Buyers rely on these reviews to ensure clear and marketable title to purchased property.","what_it_means":"If your acquisition includes real estate or vehicles, your lender will perform title reviews to check for mortgages, liens, or other claims against the property. Any identified issues must be resolved at or before closing to ensure you receive clear title and your SBA lender can secure their required lien position.","url":"https://dealroom.so/glossary/title-reviews","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"lien","term":"Lien","url":"https://dealroom.so/glossary/lien"},{"slug":"mortgage","term":"Mortgage","url":"https://dealroom.so/glossary/mortgage"},{"slug":"unencumbered","term":"Unencumbered","url":"https://dealroom.so/glossary/unencumbered"},{"slug":"due-diligence","term":"Due diligence","url":"https://dealroom.so/glossary/due-diligence"}],"related_questions":[{"question":"Does the SBA 7(a) loan program have specific requirements for environmental reviews?","url":"https://dealroom.so/sba-loans/basics/does-the-sba-7-a-loan-program-have-specific-requirements-for-environmental-reviews"},{"question":"How does the SBA assess a lender's adherence to \"prudent lending standards\" during 7(a) loan reviews?","url":"https://dealroom.so/for-lenders/questions/how-does-the-sba-assess-a-lender-s-adherence-to-prudent-lending-standards-during-7-a-loan-"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Title reviews","url":"https://dealroom.so/glossary/title-reviews","source_type":"DealRoom Data"}}