{"ok":true,"canonical_url":"https://dealroom.so/lenders/affinity-plus-fcu","api_url":"https://dealroom.so/api/public/lenders/affinity-plus-fcu","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Affinity Plus FCU","slug":"affinity-plus-fcu","url":"https://dealroom.so/lenders/affinity-plus-fcu","hq":"Saint Paul, MN","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":40,"businessPurchases":3,"typicalDeal":100000,"dealRange25th75th":[50000,160000],"typicalDaysApprovalToFunding":12,"topIndustries":[{"count":4,"name":"Offices of Mental Health Practitioners (except Physicians)"},{"count":4,"name":"Toy and Hobby Goods and Supplies Merchant Wholesalers"},{"count":3,"name":"Fuel Dealers"},{"count":2,"name":"General Freight Trucking, Long-Distance, Truckload"},{"count":2,"name":"General Automotive Repair"},{"count":2,"name":"Drywall and Insulation Contractors"},{"count":2,"name":"All Other Personal Services"},{"count":1,"name":"Security Guards and Patrol Services"}],"topStates":[{"count":39,"state":"MN"},{"count":1,"state":"MI"}],"topFranchises":[{"name":"Farmers Insurance Agent Appointment Agreement","count":1,"url":"https://dealroom.so/franchises/farmers-insurance-agent-appointment-agreement"}],"recentDeals":[{"acquisition":false,"approvalDate":"1/30/2026","borrName":"Relative Intel, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Paul","collateral":true,"daysToFund":27,"firstDisbursement":"2/26/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":100000,"industry":"Security Guards and Patrol Services","jobs":82,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"TRUE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":24},{"acquisition":false,"approvalDate":"8/18/2025","borrName":"Truth Financial and Insurance Services, Limited Liability Corporation","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lake City","collateral":true,"daysToFund":67,"firstDisbursement":"10/24/2025","fixedVar":"F","franchise":"Farmers Insurance Agent Appointment Agreement","fy":2025,"gross":519000,"industry":"Insurance Agencies and Brokerages","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":389250,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/17/2024","borrName":"BHS, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Minneapolis","collateral":true,"daysToFund":12,"firstDisbursement":"10/29/2024","fixedVar":"F","franchise":null,"fy":2025,"gross":260000,"industry":"All Other Miscellaneous Fabricated Metal Product Manufacturi","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":9.75,"revolver":"FALSE","sbaGuaranteed":195000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"8/12/2025","borrName":"Hazelton Law Firm Pllc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bemidji","collateral":true,"daysToFund":29,"firstDisbursement":"9/10/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":185000,"industry":"Offices of Lawyers","jobs":8,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":138750,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":60},{"acquisition":false,"approvalDate":"4/28/2025","borrName":"CremaMPLS LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Minneapolis","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2025,"gross":160000,"industry":"All Other Miscellaneous Retailers","jobs":20,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":120000,"soldSecMkt":null,"state":"MN","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/30/2024","borrName":"Cafe Racer L.L.C.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Minneapolis","collateral":true,"daysToFund":27,"firstDisbursement":"11/26/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":80000,"industry":"Full-Service Restaurants","jobs":17,"paidInFullDate":null,"processing":"SBA Express Program","rate":13,"revolver":"TRUE","sbaGuaranteed":40000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"8/28/2024","borrName":"Innsbruck Jewelers of Minnesota Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"St. Anthony","collateral":true,"daysToFund":54,"firstDisbursement":"10/21/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":355000,"industry":"Jewelry Retailers","jobs":8,"paidInFullDate":null,"processing":"7a General","rate":10,"revolver":"FALSE","sbaGuaranteed":266250,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/4/2023","borrName":"Scientific Solutions L. L. C.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Fridley","collateral":true,"daysToFund":27,"firstDisbursement":"12/1/2023","fixedVar":"F","franchise":null,"fy":2024,"gross":232000,"industry":"Medical Laboratories","jobs":9,"paidInFullDate":"12/31/2025","processing":"7a General","rate":10,"revolver":"FALSE","sbaGuaranteed":174000,"soldSecMkt":null,"state":"MN","status":"P I F","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/7/2023","borrName":"Good Integrity Transport Inc.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Maple Grove","collateral":true,"daysToFund":271,"firstDisbursement":"9/3/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":192500,"industry":"General Freight Trucking, Long-Distance, Truckload","jobs":1,"paidInFullDate":null,"processing":"7a General","rate":10,"revolver":"FALSE","sbaGuaranteed":144375,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":75},{"acquisition":false,"approvalDate":"12/15/2023","borrName":"Unified Solutions Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bloomington","collateral":false,"daysToFund":74,"firstDisbursement":"2/27/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":50000,"industry":"Administrative Management and General Management Consulting ","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":10,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":36}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/affinity-plus-fcu","source_type":"DealRoom Data"}}