{"ok":true,"canonical_url":"https://dealroom.so/lenders/align-credit-union","api_url":"https://dealroom.so/api/public/lenders/align-credit-union","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Align Credit Union","slug":"align-credit-union","url":"https://dealroom.so/lenders/align-credit-union","hq":"Lowell, MA","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":17,"businessPurchases":6,"typicalDeal":100000,"dealRange25th75th":[44000,157500],"typicalDaysApprovalToFunding":16,"topIndustries":[{"count":3,"name":"Landscaping Services"},{"count":2,"name":"Beauty Salons"},{"count":2,"name":"Breweries"},{"count":1,"name":"Plumbing, Heating, and Air-Conditioning Contractors"},{"count":1,"name":"Other Personal Care Services"},{"count":1,"name":"Window Treatment Stores"},{"count":1,"name":"Other Clothing Stores"},{"count":1,"name":"Family Clothing Stores"}],"topStates":[{"count":13,"state":"MA"},{"count":4,"state":"NH"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"1/23/2026","borrName":"LeClair Plumbing & Heating LLC","businessAge":"Existing or more than 2 years old","businessType":"Partnership","chargeOffAmount":null,"chargeOffDate":null,"city":"Newton","collateral":true,"daysToFund":25,"firstDisbursement":"2/17/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Plumbing, Heating, and Air-Conditioning Contractors","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"2/6/2026","borrName":"HVW Esthetics, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Marblehead","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":105000,"industry":"Beauty Salons","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":52500,"soldSecMkt":null,"state":"MA","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":true,"approvalDate":"4/25/2025","borrName":"Blush Beauty Lounge LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Waltham","collateral":false,"daysToFund":5,"firstDisbursement":"4/30/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":157500,"industry":"Beauty Salons","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":78750,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"4/4/2025","borrName":"Nataly Esthetics Studio LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Stow","collateral":true,"daysToFund":13,"firstDisbursement":"4/17/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":30000,"industry":"Other Personal Care Services","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.5,"revolver":"TRUE","sbaGuaranteed":15000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"10/19/2023","borrName":"Canopy Cruiser Tree Service","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Plaistow","collateral":false,"daysToFund":4,"firstDisbursement":"10/23/2023","fixedVar":"F","franchise":null,"fy":2024,"gross":40000,"industry":"Landscaping Services","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":11.25,"revolver":"FALSE","sbaGuaranteed":20000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":true,"approvalDate":"1/28/2022","borrName":"Window Within Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Plaistow","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2022,"gross":250000,"industry":"Window Treatment Stores","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":6.5,"revolver":"FALSE","sbaGuaranteed":125000,"soldSecMkt":null,"state":"NH","status":"CANCLD","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"9/13/2022","borrName":"Dime Rentals LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lowell","collateral":false,"daysToFund":16,"firstDisbursement":"9/29/2022","fixedVar":"V","franchise":null,"fy":2022,"gross":111700,"industry":"Other Clothing Stores","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":55850,"soldSecMkt":null,"state":"MA","status":"LIQUID","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"9/16/2022","borrName":"Loyal Foe Brewing Company LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Harvard","collateral":false,"daysToFund":14,"firstDisbursement":"9/30/2022","fixedVar":"F","franchise":null,"fy":2022,"gross":68000,"industry":"Breweries","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":7,"revolver":"FALSE","sbaGuaranteed":34000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"3/25/2022","borrName":"Dime Rentals","businessAge":"Startup, Loan Funds will Open Business","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Lowell","collateral":false,"daysToFund":10,"firstDisbursement":"4/4/2022","fixedVar":"V","franchise":null,"fy":2022,"gross":54000,"industry":"Family Clothing Stores","jobs":6,"paidInFullDate":"10/31/2022","processing":"SBA Express Program","rate":6.25,"revolver":"FALSE","sbaGuaranteed":27000,"soldSecMkt":null,"state":"MA","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":true,"approvalDate":"9/23/2022","borrName":"Magic Brush Pottery & Fused Glass","businessAge":"Change of Ownership","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Tewksbury","collateral":false,"daysToFund":24,"firstDisbursement":"10/17/2022","fixedVar":"F","franchise":null,"fy":2022,"gross":44000,"industry":"Hobby, Toy, and Game Retailers","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":6.75,"revolver":"FALSE","sbaGuaranteed":22000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/align-credit-union","source_type":"DealRoom Data"}}