{"ok":true,"canonical_url":"https://dealroom.so/lenders/american-bank-of-freedom","api_url":"https://dealroom.so/api/public/lenders/american-bank-of-freedom","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"American Bank of Freedom","slug":"american-bank-of-freedom","url":"https://dealroom.so/lenders/american-bank-of-freedom","hq":"106 E Hudson St, Wellsville, MO","website":"www.americanbankoffreedom.bank","branchCount":12,"sbaFocus":{"pct":0.9,"pctile":76,"tier":"active"},"recentDealsSampled":84,"businessPurchases":43,"typicalDeal":600000,"dealRange25th75th":[338000,1465000],"typicalDaysApprovalToFunding":19,"topIndustries":[{"count":10,"name":"Full-Service Restaurants"},{"count":3,"name":"Beauty Salons"},{"count":3,"name":"Limited-Service Restaurants"},{"count":3,"name":"Other Personal and Household Goods Repair and Maintenance"},{"count":3,"name":"Offices of All Other Miscellaneous Health Practitioners"},{"count":3,"name":"Drywall and Insulation Contractors"},{"count":2,"name":"Fitness and Recreational Sports Centers"},{"count":2,"name":"All Other Plastics Product Manufacturing"}],"topStates":[{"count":61,"state":"MO"},{"count":10,"state":"IL"},{"count":7,"state":"IN"},{"count":2,"state":"CO"},{"count":2,"state":"KS"},{"count":2,"state":"TN"}],"topFranchises":[{"name":"Koala Insulation","count":3,"url":"https://dealroom.so/franchises/koala-insulation"},{"name":"Once Upon A Child","count":2,"url":"https://dealroom.so/franchises/once-upon-a-child"},{"name":"Narwhal's Crafted","count":1,"url":"https://dealroom.so/franchises/narwhal-s-crafted"},{"name":"Massage Envy","count":1,"url":"https://dealroom.so/franchises/massage-envy"},{"name":"Subway","count":1,"url":"https://dealroom.so/franchises/subway"}],"recentDeals":[{"acquisition":false,"approvalDate":"2/4/2026","borrName":"Door Service, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":20,"firstDisbursement":"2/24/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":1700000,"industry":"Finish Carpentry Contractors","jobs":19,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":1275000,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/24/2025","borrName":"Blu Color Salon, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":21,"firstDisbursement":"12/15/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":1630000,"industry":"Beauty Salons","jobs":14,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":1222500,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":124},{"acquisition":false,"approvalDate":"12/2/2025","borrName":"STL TURF BOX LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Valley Park","collateral":true,"daysToFund":6,"firstDisbursement":"12/8/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":1317000,"industry":"Fitness and Recreational Sports Centers","jobs":5,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":987750,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"2/25/2026","borrName":"Live a Better You, PLLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Englewood","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":600000,"industry":"All Other Outpatient Care Centers","jobs":1,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":450000,"soldSecMkt":null,"state":"CO","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/11/2025","borrName":"Anthonino's Taverna, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":62,"firstDisbursement":"2/11/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":417000,"industry":"Full-Service Restaurants","jobs":66,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":312750,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":123},{"acquisition":false,"approvalDate":"8/13/2025","borrName":"Force Creative Works, LLC","businessAge":"Existing or more than 2 years old","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":7,"firstDisbursement":"8/20/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1761000,"industry":"Fitness and Recreational Sports Centers","jobs":1,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":1320750,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"3/19/2025","borrName":"THE LEARNING CIRCLE L.L.C.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Charles","collateral":true,"daysToFund":13,"firstDisbursement":"4/1/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1398000,"industry":"Child Care Services","jobs":25,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":1048500,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":304},{"acquisition":false,"approvalDate":"8/22/2025","borrName":"MDS Manufacturing, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Pacific","collateral":true,"daysToFund":17,"firstDisbursement":"9/8/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1300000,"industry":"All Other Plastics Product Manufacturing","jobs":38,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":975000,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"5/2/2025","borrName":"MK RANCH LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Warrenton","collateral":true,"daysToFund":7,"firstDisbursement":"5/9/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1260000,"industry":"Full-Service Restaurants","jobs":20,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10,"revolver":"FALSE","sbaGuaranteed":945000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":false,"approvalDate":"7/28/2025","borrName":"Beach Family Holdings, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Edwardsville","collateral":true,"daysToFund":121,"firstDisbursement":"11/26/2025","fixedVar":"V","franchise":"Narwhal's Crafted","fy":2025,"gross":950000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":17,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":712500,"soldSecMkt":null,"state":"IL","status":"CURR","subprogram":"Guaranty","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits American Bank of Freedom, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in MO. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/american-bank-of-freedom?state=MO&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"MO"},"web_url":"https://dealroom.so/lenders/state/mo?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/american-bank-of-freedom","source_type":"DealRoom Data"}}