{"ok":true,"canonical_url":"https://dealroom.so/lenders/bank-of-franklin-county","api_url":"https://dealroom.so/api/public/lenders/bank-of-franklin-county","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Bank of Franklin County","slug":"bank-of-franklin-county","url":"https://dealroom.so/lenders/bank-of-franklin-county","hq":"900 E 8th St, Washington, MO","website":"www.bankoffranklincounty.com","branchCount":6,"sbaFocus":{"pct":1.5,"pctile":83,"tier":"active"},"recentDealsSampled":27,"businessPurchases":4,"typicalDeal":424300,"dealRange25th75th":[148500,772000],"typicalDaysApprovalToFunding":14,"topIndustries":[{"count":5,"name":"Full-Service Restaurants"},{"count":3,"name":"Limited-Service Restaurants"},{"count":2,"name":"Paint and Coating Manufacturing"},{"count":2,"name":"Breweries"},{"count":2,"name":"All Other Miscellaneous Manufacturing"},{"count":2,"name":"All Other Miscellaneous Fabricated Metal Product Manufacturi"},{"count":1,"name":"Landscaping Services"},{"count":1,"name":"Fitness and Recreational Sports Centers"}],"topStates":[{"count":25,"state":"MO"},{"count":1,"state":"TN"},{"count":1,"state":"IL"}],"topFranchises":[{"name":"Tacos 4 Life Grill","count":4,"url":"https://dealroom.so/franchises/tacos-4-life-grill"},{"name":"Hotworx","count":1,"url":"https://dealroom.so/franchises/hotworx"},{"name":"Servpro","count":1,"url":"https://dealroom.so/franchises/servpro"},{"name":"BMW of North America, LLC - Motorcycle Dealer Agreement","count":1,"url":"https://dealroom.so/franchises/bmw-of-north-america-llc-motorcycle-dealer-agreement"}],"recentDeals":[{"acquisition":false,"approvalDate":"5/29/2025","borrName":"GreenTech St. Louis LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":85,"firstDisbursement":"8/22/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":772000,"industry":"Landscaping Services","jobs":1,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":579000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/17/2023","borrName":"Tacos 4 Life Grill","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Manchester","collateral":true,"daysToFund":78,"firstDisbursement":"1/3/2024","fixedVar":"V","franchise":"Tacos 4 Life Grill","fy":2024,"gross":1679300,"industry":"Full-Service Restaurants","jobs":50,"paidInFullDate":null,"processing":"7a General","rate":10.5,"revolver":"FALSE","sbaGuaranteed":1259475,"soldSecMkt":true,"state":"MO","status":"PURCH(NOT C/O)","subprogram":"Guaranty","termMonths":128},{"acquisition":true,"approvalDate":"11/19/2023","borrName":"Tonino Cucina LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Washington","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2024,"gross":500000,"industry":"Full-Service Restaurants","jobs":15,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":250000,"soldSecMkt":null,"state":"MO","status":"CANCLD","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":true,"approvalDate":"11/19/2023","borrName":"Tonino Cucina LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Washington","collateral":true,"daysToFund":1,"firstDisbursement":"11/20/2023","fixedVar":"V","franchise":null,"fy":2024,"gross":500000,"industry":"Full-Service Restaurants","jobs":15,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":250000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"8/21/2024","borrName":"Polysol, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Desloge","collateral":true,"daysToFund":2,"firstDisbursement":"8/23/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":271800,"industry":"Paint and Coating Manufacturing","jobs":22,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":135900,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"11/2/2022","borrName":"Luca Investments, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"O Fallon","collateral":true,"daysToFund":0,"firstDisbursement":"11/2/2022","fixedVar":"V","franchise":null,"fy":2023,"gross":429900,"industry":"Full-Service Restaurants","jobs":44,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":214950,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":131},{"acquisition":false,"approvalDate":"5/26/2023","borrName":"Hotyogi LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Peters","collateral":true,"daysToFund":0,"firstDisbursement":"5/26/2023","fixedVar":"V","franchise":"Hotworx","fy":2023,"gross":424300,"industry":"Fitness and Recreational Sports Centers","jobs":10,"paidInFullDate":"2/29/2024","processing":"SBA Express Program","rate":10,"revolver":"FALSE","sbaGuaranteed":212150,"soldSecMkt":null,"state":"MO","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":128},{"acquisition":false,"approvalDate":"12/21/2022","borrName":"12 Kids, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":228619,"chargeOffDate":"3/28/2025","city":"Lees Summit","collateral":true,"daysToFund":2,"firstDisbursement":"12/23/2022","fixedVar":"V","franchise":"Tacos 4 Life Grill","fy":2023,"gross":245000,"industry":"Limited-Service Restaurants","jobs":50,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"FALSE","sbaGuaranteed":122500,"soldSecMkt":null,"state":"MO","status":"CHGOFF","subprogram":"FA$TRK (Small Loan Express)","termMonths":40},{"acquisition":false,"approvalDate":"3/2/2023","borrName":"Bluewood Brewing LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":1,"firstDisbursement":"3/3/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":100000,"industry":"Breweries","jobs":14,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"3/2/2023","borrName":"Bluewood Brewing LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Louis","collateral":true,"daysToFund":1,"firstDisbursement":"3/3/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":50000,"industry":"Breweries","jobs":14,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Bank of Franklin County, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in MO. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/bank-of-franklin-county?state=MO&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"MO"},"web_url":"https://dealroom.so/lenders/state/mo?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/bank-of-franklin-county","source_type":"DealRoom Data"}}