{"ok":true,"canonical_url":"https://dealroom.so/lenders/business-finance-capital","api_url":"https://dealroom.so/api/public/lenders/business-finance-capital","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Business Finance Capital","slug":"business-finance-capital","url":"https://dealroom.so/lenders/business-finance-capital","hq":"Los Angeles, CA","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":7,"businessPurchases":0,"typicalDeal":299400,"dealRange25th75th":[150000,350000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"Used Household and Office Goods Moving"},{"count":1,"name":"All Other Home Furnishings Retailers"},{"count":1,"name":"Offices of All Other Miscellaneous Health Practitioners"},{"count":1,"name":"Amusement and Theme Parks"},{"count":1,"name":"Vending Machine Operators"},{"count":1,"name":"Seafood Product Preparation and Packaging"},{"count":1,"name":"Caterers"}],"topStates":[{"count":7,"state":"CA"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"3/26/2026","borrName":"PRECISION MOVING &amp; STORAGE CORPORATION","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Thousand Oaks","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":350000,"industry":"Used Household and Office Goods Moving","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":262500,"soldSecMkt":null,"state":"CA","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/28/2026","borrName":"Ornate Home Furniture and Mattress","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Santa Ana","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":350000,"industry":"All Other Home Furnishings Retailers","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":262500,"soldSecMkt":null,"state":"CA","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/11/2025","borrName":"DYNAMIC HEALTH CENTER, INC.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lake Forest","collateral":true,"daysToFund":55,"firstDisbursement":"2/4/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Offices of All Other Miscellaneous Health Practitioners","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":127500,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/28/2024","borrName":"Player One VR World LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Santa Monica","collateral":true,"daysToFund":30,"firstDisbursement":"11/27/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":350000,"industry":"Amusement and Theme Parks","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":11,"revolver":"FALSE","sbaGuaranteed":262500,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/27/2025","borrName":"LDL Refreshments LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Rancho Cucamonga","collateral":true,"daysToFund":32,"firstDisbursement":"4/28/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":81100,"industry":"Vending Machine Operators","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":68935,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"8/21/2024","borrName":"Modu Food Products, Inc","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Los Angeles","collateral":true,"daysToFund":166,"firstDisbursement":"2/3/2025","fixedVar":"V","franchise":null,"fy":2024,"gross":299400,"industry":"Seafood Product Preparation and Packaging","jobs":13,"paidInFullDate":null,"processing":"7a General","rate":11.5,"revolver":"FALSE","sbaGuaranteed":224550,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"6/28/2024","borrName":"Fresh N Easy LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Los Angeles","collateral":true,"daysToFund":76,"firstDisbursement":"9/12/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":179000,"industry":"Caterers","jobs":3,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":11.5,"revolver":"FALSE","sbaGuaranteed":134250,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Business Finance Capital, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in CA. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/business-finance-capital?state=CA&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"CA"},"web_url":"https://dealroom.so/lenders/state/ca?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/business-finance-capital","source_type":"DealRoom Data"}}