{"ok":true,"canonical_url":"https://dealroom.so/lenders/centier-bank","api_url":"https://dealroom.so/api/public/lenders/centier-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Centier Bank","slug":"centier-bank","url":"https://dealroom.so/lenders/centier-bank","hq":"1500 119th St, Whiting, IN","website":"www.centier.com","branchCount":63,"sbaFocus":{"pct":0.1,"pctile":26,"tier":"sideline"},"recentDealsSampled":383,"businessPurchases":53,"typicalDeal":135600,"dealRange25th75th":[50000,296600],"typicalDaysApprovalToFunding":13,"topIndustries":[{"count":22,"name":"Full-Service Restaurants"},{"count":20,"name":"Limited-Service Restaurants"},{"count":17,"name":"General Freight Trucking, Local"},{"count":13,"name":"Beauty Salons"},{"count":10,"name":"Fitness and Recreational Sports Centers"},{"count":8,"name":"Offices of Physical, Occupational and Speech Therapists, and"},{"count":8,"name":"Landscaping Services"},{"count":7,"name":"Janitorial Services"}],"topStates":[{"count":370,"state":"IN"},{"count":7,"state":"IL"},{"count":4,"state":"MI"},{"count":1,"state":"PA"},{"count":1,"state":"DE"}],"topFranchises":[{"name":"Dairy Queen Montana / North Dakota  DQ Grill & Chill Operati","count":8,"url":null},{"name":"The UPS Store","count":6,"url":"https://dealroom.so/franchises/the-ups-store"},{"name":"Midas","count":5,"url":"https://dealroom.so/franchises/midas"},{"name":"Parlor Doughnuts","count":3,"url":"https://dealroom.so/franchises/parlor-doughnuts"},{"name":"Options for Senior America","count":2,"url":"https://dealroom.so/franchises/options-for-senior-america"}],"recentDeals":[{"acquisition":false,"approvalDate":"3/23/2026","borrName":"RADIANT DENTAL LABORATORY INC.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Merrillville","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":765400,"industry":"Dental Laboratories","jobs":10,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.25,"revolver":"FALSE","sbaGuaranteed":574050,"soldSecMkt":null,"state":"IN","status":"COMMIT","subprogram":"Guaranty","termMonths":240},{"acquisition":false,"approvalDate":"3/23/2026","borrName":"RC OUTDOOR PROPERTY LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"South Bend","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":702900,"industry":"Other Foundation, Structure, and Building Exterior Contracto","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":527175,"soldSecMkt":null,"state":"IN","status":"COMMIT","subprogram":"Guaranty","termMonths":240},{"acquisition":true,"approvalDate":"1/28/2026","borrName":"CHAPELVIEW WEDDING AND EVENT VENUE LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Rensselaer","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":507500,"industry":"All Other Personal Services","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":380625,"soldSecMkt":null,"state":"IN","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"3/13/2026","borrName":"PHYSIOPOINT THERAPY LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Crown Point","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":500000,"industry":"Offices of Physical, Occupational and Speech Therapists, and","jobs":28,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.75,"revolver":"TRUE","sbaGuaranteed":250000,"soldSecMkt":null,"state":"IN","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"1/13/2026","borrName":"FAITH WITH WORKS 3 LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Merrillville","collateral":true,"daysToFund":3,"firstDisbursement":"1/16/2026","fixedVar":"V","franchise":"Options for Senior America","fy":2026,"gross":403700,"industry":"Home Health Care Services","jobs":76,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":302775,"soldSecMkt":null,"state":"IN","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"12/29/2025","borrName":"FAITH WITH WORKS 3 LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Merrillville","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":"Options for Senior America","fy":2026,"gross":403700,"industry":"Home Health Care Services","jobs":76,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":302775,"soldSecMkt":null,"state":"IN","status":"CANCLD","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"3/5/2026","borrName":"BEIDEMAN & IACIANCIO CONSTRUCTION LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Chesterton","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":200000,"industry":"Drywall and Insulation Contractors","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.5,"revolver":"TRUE","sbaGuaranteed":100000,"soldSecMkt":null,"state":"IN","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":73},{"acquisition":false,"approvalDate":"1/21/2026","borrName":"KK COMMERCIAL LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Portage","collateral":true,"daysToFund":30,"firstDisbursement":"2/20/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":156000,"industry":"General Automotive Repair","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":117000,"soldSecMkt":null,"state":"IN","status":"CURR","subprogram":"Guaranty","termMonths":168},{"acquisition":false,"approvalDate":"1/28/2026","borrName":"FLUID LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Valparaiso","collateral":true,"daysToFund":16,"firstDisbursement":"2/13/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":48,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":127500,"soldSecMkt":null,"state":"IN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/25/2025","borrName":"JeffJinksLaw.com LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Indianapolis","collateral":true,"daysToFund":10,"firstDisbursement":"12/5/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":100000,"industry":"Offices of Lawyers","jobs":12,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.25,"revolver":"TRUE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"IN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/centier-bank","source_type":"DealRoom Data"}}