{"ok":true,"canonical_url":"https://dealroom.so/lenders/christian-financial-cu","api_url":"https://dealroom.so/api/public/lenders/christian-financial-cu","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Christian Financial CU","slug":"christian-financial-cu","url":"https://dealroom.so/lenders/christian-financial-cu","hq":"Sterling Heights, MI","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":7,"businessPurchases":1,"typicalDeal":311500,"dealRange25th75th":[160000,582800],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":2,"name":"General Freight Trucking, Long-Distance, Truckload"},{"count":2,"name":"Cosmetology and Barber Schools"},{"count":1,"name":"Car Washes"},{"count":1,"name":"Beauty Salons"},{"count":1,"name":"All Other Specialty Trade Contractors"}],"topStates":[{"count":7,"state":"MI"}],"topFranchises":[{"name":"The Salon Professional Academy","count":2,"url":"https://dealroom.so/franchises/the-salon-professional-academy"},{"name":"Outdoor Lighting Perspectives","count":1,"url":"https://dealroom.so/franchises/outdoor-lighting-perspectives"}],"recentDeals":[{"acquisition":true,"approvalDate":"3/10/2026","borrName":"Blue Wave Wash LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Three Rivers","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":311500,"industry":"Car Washes","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":7.5,"revolver":"FALSE","sbaGuaranteed":233625,"soldSecMkt":null,"state":"MI","status":"COMMIT","subprogram":"Guaranty","termMonths":180},{"acquisition":false,"approvalDate":"6/26/2025","borrName":"D H Trucking LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Detroit","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2025,"gross":582800,"industry":"General Freight Trucking, Long-Distance, Truckload","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":8.15,"revolver":"FALSE","sbaGuaranteed":437100,"soldSecMkt":null,"state":"MI","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"5/2/2025","borrName":"Bianchi's Salon of Royal Oak, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Royal Oak","collateral":true,"daysToFund":31,"firstDisbursement":"6/2/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":500000,"industry":"Beauty Salons","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":375000,"soldSecMkt":null,"state":"MI","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"6/30/2025","borrName":"D H Trucking LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Detroit","collateral":true,"daysToFund":37,"firstDisbursement":"8/6/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":225000,"industry":"General Freight Trucking, Long-Distance, Truckload","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"TRUE","sbaGuaranteed":112500,"soldSecMkt":null,"state":"MI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"11/29/2024","borrName":"BrightTrek LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sterling Heights","collateral":true,"daysToFund":21,"firstDisbursement":"12/20/2024","fixedVar":"F","franchise":"Outdoor Lighting Perspectives","fy":2025,"gross":160000,"industry":"All Other Specialty Trade Contractors","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":9.75,"revolver":"FALSE","sbaGuaranteed":120000,"soldSecMkt":null,"state":"MI","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"7/6/2022","borrName":"Bianchi Group LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Royal Oak","collateral":true,"daysToFund":8,"firstDisbursement":"7/14/2022","fixedVar":"F","franchise":"The Salon Professional Academy","fy":2022,"gross":150000,"industry":"Cosmetology and Barber Schools","jobs":null,"paidInFullDate":null,"processing":"SBA Express Program","rate":6,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"MI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"5/20/2021","borrName":"Bianchi Group LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Utica","collateral":true,"daysToFund":11,"firstDisbursement":"5/31/2021","fixedVar":"V","franchise":"The Salon Professional Academy","fy":2021,"gross":750000,"industry":"Cosmetology and Barber Schools","jobs":31,"paidInFullDate":null,"processing":"7a General","rate":5.75,"revolver":"FALSE","sbaGuaranteed":675000,"soldSecMkt":null,"state":"MI","status":"CURR","subprogram":"Guaranty","termMonths":132}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required).","web_url":"https://dealroom.so/lenders/christian-financial-cu?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"MI"},"web_url":"https://dealroom.so/lenders/state/mi?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/christian-financial-cu","source_type":"DealRoom Data"}}