{"ok":true,"canonical_url":"https://dealroom.so/lenders/covington-county-bank","api_url":"https://dealroom.so/api/public/lenders/covington-county-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Covington County Bank","slug":"covington-county-bank","url":"https://dealroom.so/lenders/covington-county-bank","hq":"102 S Dogwood Ave, Collins, MS","website":"www.covcobank.com","branchCount":2,"sbaFocus":{"pct":0.3,"pctile":60,"tier":"sideline"},"recentDealsSampled":94,"businessPurchases":1,"typicalDeal":52000,"dealRange25th75th":[20500,149000],"typicalDaysApprovalToFunding":3,"topIndustries":[{"count":19,"name":"Beef Cattle Ranching and Farming"},{"count":13,"name":"Other Poultry Production"},{"count":6,"name":"Site Preparation Contractors"},{"count":5,"name":"General Freight Trucking, Long-Distance, Truckload"},{"count":5,"name":"Logging"},{"count":5,"name":"Gasoline Stations with Convenience Stores"},{"count":3,"name":"Commercial and Institutional Building Construction"},{"count":3,"name":"Offices of Certified Public Accountants"}],"topStates":[{"count":94,"state":"MS"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"2/11/2026","borrName":"JAYMO ENTERPRISES LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sumrall","collateral":true,"daysToFund":2,"firstDisbursement":"2/13/2026","fixedVar":"F","franchise":null,"fy":2026,"gross":101000,"industry":"Food Service Contractors","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.25,"revolver":"TRUE","sbaGuaranteed":50500,"soldSecMkt":null,"state":"MS","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":12},{"acquisition":false,"approvalDate":"11/17/2025","borrName":"HUNTER ZALE GARRETT","businessAge":"Existing or more than 2 years old","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Prentiss","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":58500,"industry":"Beef Cattle Ranching and Farming","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":29250,"soldSecMkt":null,"state":"MS","status":"CANCLD","subprogram":"FA$TRK (Small Loan Express)","termMonths":48},{"acquisition":false,"approvalDate":"11/14/2025","borrName":"HUNTER GARRETT FARMS","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Prentiss","collateral":true,"daysToFund":10,"firstDisbursement":"11/24/2025","fixedVar":"F","franchise":null,"fy":2026,"gross":58500,"industry":"Beef Cattle Ranching and Farming","jobs":1,"paidInFullDate":"11/30/2025","processing":"SBA Express Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":29250,"soldSecMkt":null,"state":"MS","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":48},{"acquisition":false,"approvalDate":"3/17/2026","borrName":"CHARLES WAYNE JORDAN","businessAge":"Existing or more than 2 years old","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Collins","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":12300,"industry":"Landscaping Services","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.75,"revolver":"FALSE","sbaGuaranteed":6150,"soldSecMkt":null,"state":"MS","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":36},{"acquisition":false,"approvalDate":"10/28/2024","borrName":"CASEY A JOHNSON","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Ellisville","collateral":true,"daysToFund":0,"firstDisbursement":"10/28/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":119000,"industry":"Barber Shops","jobs":12,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":59500,"soldSecMkt":null,"state":"MS","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":180},{"acquisition":false,"approvalDate":"10/11/2024","borrName":"ROCKY BOTTOM TRUCKING LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Collins","collateral":true,"daysToFund":4,"firstDisbursement":"10/15/2024","fixedVar":"F","franchise":null,"fy":2025,"gross":32000,"industry":"General Freight Trucking, Long-Distance, Truckload","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":16000,"soldSecMkt":null,"state":"MS","status":"DELINQ","subprogram":"FA$TRK (Small Loan Express)","termMonths":27},{"acquisition":false,"approvalDate":"5/30/2025","borrName":"THE BEAUTY SHOP","businessAge":"Startup, Loan Funds will Open Business","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Mt Olive","collateral":true,"daysToFund":0,"firstDisbursement":"5/30/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":11600,"industry":"Beauty Salons","jobs":1,"paidInFullDate":"2/28/2026","processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":5800,"soldSecMkt":null,"state":"MS","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"9/3/2024","borrName":"PAUL LITTLE","businessAge":"Existing or more than 2 years old","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Mount Olive","collateral":true,"daysToFund":6,"firstDisbursement":"9/9/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":500000,"industry":"Other Poultry Production","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":250000,"soldSecMkt":null,"state":"MS","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":108},{"acquisition":false,"approvalDate":"7/22/2024","borrName":"Fitness Depot of Collins, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lucedale","collateral":true,"daysToFund":3,"firstDisbursement":"7/25/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":257000,"industry":"Fitness and Recreational Sports Centers","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":192750,"soldSecMkt":null,"state":"MS","status":"CURR","subprogram":"Guaranty","termMonths":180},{"acquisition":false,"approvalDate":"2/18/2024","borrName":"CRAZY CHICKS","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Mize","collateral":true,"daysToFund":3,"firstDisbursement":"2/21/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":230800,"industry":"Other Poultry Production","jobs":2,"paidInFullDate":"12/31/2025","processing":"SBA Express Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":115400,"soldSecMkt":null,"state":"MS","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":144}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/covington-county-bank","source_type":"DealRoom Data"}}