{"ok":true,"canonical_url":"https://dealroom.so/lenders/dedham-institution-for-savings","api_url":"https://dealroom.so/api/public/lenders/dedham-institution-for-savings","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Dedham Institution for Savings","slug":"dedham-institution-for-savings","url":"https://dealroom.so/lenders/dedham-institution-for-savings","hq":"55 Elm St, Dedham, MA","website":"www.dedhamsavings.com","branchCount":15,"sbaFocus":{"pct":0,"pctile":15,"tier":"sideline"},"recentDealsSampled":4,"businessPurchases":0,"typicalDeal":250000,"dealRange25th75th":[150000,250000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"Electrical Contractors and Other Wiring Installation Contrac"},{"count":1,"name":"Residential Remodelers"},{"count":1,"name":"Limited-Service Restaurants"},{"count":1,"name":"Full-Service Restaurants"}],"topStates":[{"count":4,"state":"MA"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"3/12/2026","borrName":"Clew Bay Contracting Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Dedham","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":100000,"industry":"Electrical Contractors and Other Wiring Installation Contrac","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.75,"revolver":"TRUE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MA","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"7/8/2025","borrName":"Rojas Construction, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"West Roxbury","collateral":true,"daysToFund":13,"firstDisbursement":"7/21/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":150000,"industry":"Residential Remodelers","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":12},{"acquisition":false,"approvalDate":"7/16/2024","borrName":"Lala's Pizza Cambridge, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cambridge","collateral":true,"daysToFund":94,"firstDisbursement":"10/18/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":250000,"industry":"Limited-Service Restaurants","jobs":10,"paidInFullDate":null,"processing":"7a General","rate":7.75,"revolver":"FALSE","sbaGuaranteed":187500,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"Guaranty","termMonths":60},{"acquisition":false,"approvalDate":"7/22/2021","borrName":"WINDTOP ACRES, INC.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Franklin","collateral":true,"daysToFund":33,"firstDisbursement":"8/24/2021","fixedVar":"F","franchise":null,"fy":2021,"gross":250000,"industry":"Full-Service Restaurants","jobs":10,"paidInFullDate":null,"processing":"7a General","rate":4.25,"revolver":"FALSE","sbaGuaranteed":225000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"Guaranty","termMonths":60}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/dedham-institution-for-savings","source_type":"DealRoom Data"}}