{"ok":true,"canonical_url":"https://dealroom.so/lenders/first-citizens-community-bank","api_url":"https://dealroom.so/api/public/lenders/first-citizens-community-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"First Citizens Community Bank","slug":"first-citizens-community-bank","url":"https://dealroom.so/lenders/first-citizens-community-bank","hq":"15 S Main St, Mansfield, PA","website":"www.firstcitizensbank.com","branchCount":45,"sbaFocus":{"pct":0,"pctile":16,"tier":"sideline"},"recentDealsSampled":11,"businessPurchases":6,"typicalDeal":300000,"dealRange25th75th":[172400,340000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"Beer, Wine, and Liquor Retailers"},{"count":1,"name":"Motion Picture Theaters (except Drive-Ins)"},{"count":1,"name":"Beer and Ale Merchant Wholesalers"},{"count":1,"name":"Landscaping Services"},{"count":1,"name":"Funeral Homes and Funeral Services"},{"count":1,"name":"Full-Service Restaurants"},{"count":1,"name":"Fitness and Recreational Sports Centers"},{"count":1,"name":"Grape Vineyards"}],"topStates":[{"count":9,"state":"PA"},{"count":2,"state":"NJ"}],"topFranchises":[{"name":"CKO Kickboxing","count":1,"url":"https://dealroom.so/franchises/cko-kickboxing"}],"recentDeals":[{"acquisition":true,"approvalDate":"2/28/2026","borrName":"Alexander Beverage Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mansfield","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":172400,"industry":"Beer, Wine, and Liquor Retailers","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":6.5,"revolver":"FALSE","sbaGuaranteed":86200,"soldSecMkt":null,"state":"PA","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":true,"approvalDate":"5/30/2024","borrName":"Salamander Books, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Annville","collateral":true,"daysToFund":22,"firstDisbursement":"6/21/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":520000,"industry":"Motion Picture Theaters (except Drive-Ins)","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":390000,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":240},{"acquisition":true,"approvalDate":"11/16/2023","borrName":"B & H Beverage, Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Elkland","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2024,"gross":340000,"industry":"Beer and Ale Merchant Wholesalers","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":11,"revolver":"FALSE","sbaGuaranteed":255000,"soldSecMkt":null,"state":"PA","status":"COMMIT","subprogram":"Guaranty","termMonths":168},{"acquisition":true,"approvalDate":"7/27/2023","borrName":"E & R SEEDING","businessAge":"Change of Ownership","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Osceola","collateral":true,"daysToFund":25,"firstDisbursement":"8/21/2023","fixedVar":"F","franchise":null,"fy":2023,"gross":195000,"industry":"Landscaping Services","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.99,"revolver":"FALSE","sbaGuaranteed":97500,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"12/12/2022","borrName":"WILSTON-CURRIE FUNERAL HOME AND CREMATION SERVICES","businessAge":"Existing or more than 2 years old","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Mansfield","collateral":true,"daysToFund":10,"firstDisbursement":"12/22/2022","fixedVar":"F","franchise":null,"fy":2023,"gross":146500,"industry":"Funeral Homes and Funeral Services","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":6.75,"revolver":"FALSE","sbaGuaranteed":73250,"soldSecMkt":null,"state":"PA","status":"PSTDUE","subprogram":"FA$TRK (Small Loan Express)","termMonths":240},{"acquisition":false,"approvalDate":"7/6/2023","borrName":"4FORESMAN INCORPORATED","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Blossburg","collateral":true,"daysToFund":1,"firstDisbursement":"7/7/2023","fixedVar":"F","franchise":null,"fy":2023,"gross":125000,"industry":"Full-Service Restaurants","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.99,"revolver":"FALSE","sbaGuaranteed":62500,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":240},{"acquisition":false,"approvalDate":"12/8/2021","borrName":"CKO Northern Liberties LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cherry Hill","collateral":true,"daysToFund":65,"firstDisbursement":"2/11/2022","fixedVar":"V","franchise":"CKO Kickboxing","fy":2022,"gross":225000,"industry":"Fitness and Recreational Sports Centers","jobs":20,"paidInFullDate":null,"processing":"7a General","rate":6,"revolver":"FALSE","sbaGuaranteed":168750,"soldSecMkt":null,"state":"NJ","status":"LIQUID","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"11/12/2020","borrName":"The Vineyard at Grandview, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mount Joy","collateral":true,"daysToFund":18,"firstDisbursement":"11/30/2020","fixedVar":"F","franchise":null,"fy":2021,"gross":538600,"industry":"Grape Vineyards","jobs":28,"paidInFullDate":"3/31/2021","processing":"SBA Express Program","rate":4.25,"revolver":"FALSE","sbaGuaranteed":269300,"soldSecMkt":null,"state":"PA","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":true,"approvalDate":"6/16/2020","borrName":"BADGES SPORTS BAR & GRILL LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Tioga","collateral":true,"daysToFund":45,"firstDisbursement":"7/31/2020","fixedVar":"F","franchise":null,"fy":2020,"gross":340000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":10,"paidInFullDate":"6/30/2025","processing":"SBA Express Program","rate":5.49,"revolver":"FALSE","sbaGuaranteed":170000,"soldSecMkt":null,"state":"PA","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":239},{"acquisition":false,"approvalDate":"4/24/2020","borrName":"Xtreme Enterprises, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wellsboro","collateral":true,"daysToFund":6,"firstDisbursement":"4/30/2020","fixedVar":"V","franchise":null,"fy":2020,"gross":325000,"industry":"Wireless Telecommunications Carriers (except Satellite)","jobs":7,"paidInFullDate":null,"processing":"SBA Express Program","rate":4,"revolver":"TRUE","sbaGuaranteed":162500,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/first-citizens-community-bank","source_type":"DealRoom Data"}}