{"ok":true,"canonical_url":"https://dealroom.so/lenders/first-commonwealth-fcu","api_url":"https://dealroom.so/api/public/lenders/first-commonwealth-fcu","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"First Commonwealth FCU","slug":"first-commonwealth-fcu","url":"https://dealroom.so/lenders/first-commonwealth-fcu","hq":"Allentown, PA","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":5,"businessPurchases":2,"typicalDeal":304500,"dealRange25th75th":[202600,411000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"Fitness and Recreational Sports Centers"},{"count":1,"name":"Temporary Help Services"},{"count":1,"name":"Carpet and Upholstery Cleaning Services"},{"count":1,"name":"Clothing and Clothing Accessories Retailers"},{"count":1,"name":"Breweries"}],"topStates":[{"count":4,"state":"PA"},{"count":1,"state":"NJ"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"11/24/2025","borrName":"Cheetah Fitness, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"West Easton","collateral":true,"daysToFund":23,"firstDisbursement":"12/17/2025","fixedVar":"F","franchise":null,"fy":2026,"gross":202600,"industry":"Fitness and Recreational Sports Centers","jobs":2,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":151950,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"9/30/2025","borrName":"Asterism IT Solutions LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Phillipsburg","collateral":true,"daysToFund":50,"firstDisbursement":"11/19/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":93700,"industry":"Temporary Help Services","jobs":11,"paidInFullDate":null,"processing":"7a General","rate":9.75,"revolver":"FALSE","sbaGuaranteed":79645,"soldSecMkt":null,"state":"NJ","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"12/12/2023","borrName":"House of Ward LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Allentown","collateral":true,"daysToFund":81,"firstDisbursement":"3/2/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":304500,"industry":"Carpet and Upholstery Cleaning Services","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":11.25,"revolver":"FALSE","sbaGuaranteed":228375,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"11/3/2022","borrName":"Massey, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Palmerton","collateral":true,"daysToFund":32,"firstDisbursement":"12/5/2022","fixedVar":"V","franchise":null,"fy":2023,"gross":711000,"industry":"Clothing and Clothing Accessories Retailers","jobs":5,"paidInFullDate":"11/30/2025","processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":533250,"soldSecMkt":true,"state":"PA","status":"P I F","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"6/22/2023","borrName":"Jim Thorpe Brewing Company LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Jim Thorpe","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2023,"gross":411000,"industry":"Breweries","jobs":9,"paidInFullDate":null,"processing":"7a General","rate":11,"revolver":"FALSE","sbaGuaranteed":308250,"soldSecMkt":null,"state":"PA","status":"CANCLD","subprogram":"Guaranty","termMonths":300}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/first-commonwealth-fcu","source_type":"DealRoom Data"}}