{"ok":true,"canonical_url":"https://dealroom.so/lenders/four-states-bank-inc","api_url":"https://dealroom.so/api/public/lenders/four-states-bank-inc","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Four States Bank, Inc.","slug":"four-states-bank-inc","url":"https://dealroom.so/lenders/four-states-bank-inc","hq":"Carthage, MO","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":38,"businessPurchases":5,"typicalDeal":275000,"dealRange25th75th":[130300,700000],"typicalDaysApprovalToFunding":16,"topIndustries":[{"count":4,"name":"Full-Service Restaurants"},{"count":3,"name":"Portfolio Management and Investment Advice"},{"count":3,"name":"Masonry Contractors"},{"count":2,"name":"All Other Amusement and Recreation Industries"},{"count":2,"name":"Fitness and Recreational Sports Centers"},{"count":2,"name":"Upholstered Household Furniture Manufacturing"},{"count":2,"name":"Tax Preparation Services"},{"count":1,"name":"Diet and Weight Reducing Centers"}],"topStates":[{"count":35,"state":"MO"},{"count":1,"state":"IA"},{"count":1,"state":"KS"},{"count":1,"state":"OK"}],"topFranchises":[{"name":"Serotonin","count":1,"url":"https://dealroom.so/franchises/serotonin"},{"name":"RE/MAX Regional Services f/k/a RE/MAX Mid-States Region","count":1,"url":"https://dealroom.so/franchises/re-max-regional-services-f-k-a-re-max-mid-states-region"}],"recentDeals":[{"acquisition":false,"approvalDate":"12/22/2025","borrName":"Springfield Anti Aging Center, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Springfield","collateral":true,"daysToFund":2,"firstDisbursement":"12/24/2025","fixedVar":"V","franchise":"Serotonin","fy":2026,"gross":1571600,"industry":"Diet and Weight Reducing Centers","jobs":17,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":1178700,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/30/2026","borrName":"Sheridan and Landon Wafford","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Neosho","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1450000,"industry":"Coin-Operated Laundries and Drycleaners","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":1087500,"soldSecMkt":null,"state":"MO","status":"COMMIT","subprogram":"Guaranty","termMonths":306},{"acquisition":true,"approvalDate":"12/31/2025","borrName":"Financial Planner Near Me, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Springfield","collateral":true,"daysToFund":5,"firstDisbursement":"1/5/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":1296900,"industry":"Portfolio Management and Investment Advice","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10,"revolver":"FALSE","sbaGuaranteed":972675,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/29/2026","borrName":"ProWise 163 LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Grimes","collateral":true,"daysToFund":29,"firstDisbursement":"2/27/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":1100000,"industry":"Wood Kitchen Cabinet and Countertop Manufacturing","jobs":25,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":825000,"soldSecMkt":true,"state":"IA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/29/2026","borrName":"PRAY AVIATION INC.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Augusta","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1000000,"industry":"Flight Training","jobs":10,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":750000,"soldSecMkt":null,"state":"KS","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/30/2026","borrName":"Shree Radha Vallabh Inc.","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Miami","collateral":true,"daysToFund":19,"firstDisbursement":"2/18/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":883800,"industry":"Beer, Wine, and Liquor Retailers","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":662850,"soldSecMkt":null,"state":"OK","status":"CURR","subprogram":"Guaranty","termMonths":312},{"acquisition":false,"approvalDate":"1/29/2026","borrName":"TeeTime LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Webb City","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":700000,"industry":"All Other Amusement and Recreation Industries","jobs":46,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":525000,"soldSecMkt":null,"state":"MO","status":"COMMIT","subprogram":"Guaranty","termMonths":306},{"acquisition":false,"approvalDate":"12/9/2025","borrName":"Eric Hodkin Masonry, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Carthage","collateral":true,"daysToFund":7,"firstDisbursement":"12/16/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":350000,"industry":"Masonry Contractors","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":10,"revolver":"TRUE","sbaGuaranteed":175000,"soldSecMkt":null,"state":"MO","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"12/18/2025","borrName":"Rebar 2 LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Springfield","collateral":true,"daysToFund":11,"firstDisbursement":"12/29/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":267800,"industry":"Full-Service Restaurants","jobs":30,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10,"revolver":"FALSE","sbaGuaranteed":200850,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/29/2026","borrName":"Got Your Six Coffee Co","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Springfield","collateral":true,"daysToFund":25,"firstDisbursement":"2/23/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":250000,"industry":"Coffee and Tea Manufacturing","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":187500,"soldSecMkt":true,"state":"MO","status":"CURR","subprogram":"Guaranty","termMonths":120}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/four-states-bank-inc","source_type":"DealRoom Data"}}