{"ok":true,"canonical_url":"https://dealroom.so/lenders/frost-bank","api_url":"https://dealroom.so/api/public/lenders/frost-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Frost Bank","slug":"frost-bank","url":"https://dealroom.so/lenders/frost-bank","hq":"San Antonio, TX","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":566,"businessPurchases":39,"typicalDeal":347900,"dealRange25th75th":[155700,668300],"typicalDaysApprovalToFunding":26,"topIndustries":[{"count":30,"name":"Fitness and Recreational Sports Centers"},{"count":27,"name":"Full-Service Restaurants"},{"count":26,"name":"Limited-Service Restaurants"},{"count":22,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":17,"name":"Offices of Physicians (except Mental Health Specialists)"},{"count":12,"name":"Offices of Lawyers"},{"count":12,"name":"Child Care Services"},{"count":9,"name":"Beauty Salons"}],"topStates":[{"count":557,"state":"TX"},{"count":4,"state":"OK"},{"count":2,"state":"CO"},{"count":1,"state":"MO"},{"count":1,"state":"LA"},{"count":1,"state":"NC"}],"topFranchises":[{"name":"KidStrong","count":5,"url":"https://dealroom.so/franchises/kidstrong"},{"name":"Buttermilk Sky Pie Shop","count":5,"url":"https://dealroom.so/franchises/buttermilk-sky-pie-shop"},{"name":"Fastest Labs","count":5,"url":"https://dealroom.so/franchises/fastest-labs"},{"name":"The UPS Store","count":4,"url":"https://dealroom.so/franchises/the-ups-store"},{"name":"Madabolic","count":3,"url":"https://dealroom.so/franchises/madabolic"}],"recentDeals":[{"acquisition":false,"approvalDate":"12/15/2025","borrName":"Payless Insulation, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Houston","collateral":true,"daysToFund":24,"firstDisbursement":"1/8/2026","fixedVar":"F","franchise":null,"fy":2026,"gross":2619000,"industry":"Drywall and Insulation Contractors","jobs":48,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":1964250,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/27/2026","borrName":"2103 N Central Expy LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Richardson","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":2406000,"industry":"Full-Service Restaurants","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.24,"revolver":"FALSE","sbaGuaranteed":1804500,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"12/3/2025","borrName":"Blend","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"The Woodlands","collateral":true,"daysToFund":68,"firstDisbursement":"2/9/2026","fixedVar":"F","franchise":null,"fy":2026,"gross":1122000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":841500,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/6/2026","borrName":"Gatsby Glass of North Richland H i l l s","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Haltom City","collateral":true,"daysToFund":16,"firstDisbursement":"1/22/2026","fixedVar":"F","franchise":null,"fy":2026,"gross":959200,"industry":"Glass and Glazing Contractors","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":719400,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/31/2025","borrName":"Sinton Ace Hardware","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sinton","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":830600,"industry":"Hardware Retailers","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":8.24,"revolver":"FALSE","sbaGuaranteed":622950,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"1/26/2026","borrName":"Hess Venture Management Co","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Houston","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":823000,"industry":"Limited-Service Restaurants","jobs":46,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":617250,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/2/2025","borrName":"Taxdoc","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Austin","collateral":true,"daysToFund":35,"firstDisbursement":"1/6/2026","fixedVar":"F","franchise":null,"fy":2026,"gross":763500,"industry":"Tax Preparation Services","jobs":3,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":572625,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/10/2026","borrName":"JETSET Pilates Flower Mound","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Flower Mound","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":669700,"industry":"Fitness and Recreational Sports Centers","jobs":10,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":502275,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/9/2026","borrName":"AKSHKAL FOODS AND SERVICES LLC; ColdStone/Wetzel","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lewisville","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":652700,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":489525,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/20/2026","borrName":"M TROTTER LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Granbury","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":540000,"industry":"Beer, Wine, and Liquor Retailers","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.24,"revolver":"FALSE","sbaGuaranteed":405000,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":300}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/frost-bank","source_type":"DealRoom Data"}}